Lansdale, PA Office

Symphony Financial serves individuals, trusts, estates, charitable organizations and business entities through discretionary portfolio management, financial planning and consulting. The firm also offers multi-family office (MFO) services, third‑party management arrangements and Personal Choice Retirement Account (PCRA) self-directed retirement account management to clients of varying net worth.

The firm says it applies a long-term investment philosophy informed by both fundamental and technical analysis and tailors portfolios using mutual funds, ETFs, individual securities, options and, where appropriate, private placements and independent managers. Symphony provides ERISA 3(21) fiduciary services for retirement plans and coordinates comprehensive MFO engagements that involve outside specialists for tax, legal, banking and concierge-style family services.

What distinguishes Symphony from many peers is the breadth of its multi-family office offering — including bill pay, bookkeeping, private banking coordination, specialty lending and liquidity-event planning — and the firm’s use of outside providers (including a disclosed referral relationship with Fieldpoint Private Bank). Symphony also has substantial operational and custodial ties to LPL Financial (including software, platform support and compensation arrangements such as forgivable loans to some advisors), and it routinely uses multiple custodians and independent managers, a combination that creates potential conflicts the firm discloses and seeks to manage.