Symphony Financial Team
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Symphony Financial Team serves individual and high‑net-worth clients, commonly business owners and executives, by providing comprehensive financial planning and related advisory services. The firm offers tiered planning packages (concierge, collaborative, consultative) and coordinates implementation with other professionals on matters such as insurance, tax, estate planning, bookkeeping oversight and document management.
The firm’s approach emphasizes planning over in‑house portfolio management: it characterizes its investment guidance as generally conservative, assists clients in selecting allocation models, and relies on third‑party discretionary managers (for example, First Ascent) to implement and monitor portfolios. Symphony integrates an eMoney client portal for aggregation and reporting, conducts regular reviews, and convenes an Advisory Council of outside experts for collaborative advice on complex issues.
Noteworthy aspects include that Symphony reported no assets under management as of December 31, 2025 and does not provide direct portfolio management or use percentage‑of‑AUM advisory fees, instead delivering fixed‑fee planning and recommending outside managers when investment management is needed. The firm is small (two advisors and roughly 26 clients) and combines concierge services—digital vaulting, ID tracking, contract reviews and active coordination with other advisors—with principals who are licensed insurance producers and who maintain separate real‑estate and other business activities.
Client services
Expertise
Occupation focus
Fee options
Insurance product sales commissions received by licensed advisors, separate and do not offset advisory fees.
Hourly rate of $500/hour applied if financial planning services are terminated early.
Fee-only: Fixed fee ranging from $5,000 to $85,000, negotiated in advance; billed monthly or quarterly in advance; hourly rate of $500/hour applied if early termination occurs.
Main office
1525 International Parkway, Suite 4031
Lake Mary FL 32746
Advisors at this office
2
Most active in
Florida · Texas
Also doing business as
Symphony Financial Team · Symphony Financial Team, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Jennifer F
CFP®, Series 63, Series 66
Lake Mary, FL
Symphony Financial Team
Jennifer Ferguson is a CFP® professional with 28 years of industry experience, currently affiliated with Symphony Financial Team in Lake Mary, FL. Her career includes roles at Azmuth Partners, LLC, and Raymond James Financial Services, INC., among others. Outside of her advisory work, she serves as CEO of 7 Ventures Air, LLC, and is involved in charitable activities through District 6980 Rotary Youth Services and the Orlando Christian Fling Club, where she is a board member. Symphony Financial Team provides comprehensive financial planning and consulting services primarily to individuals and high-net-worth clients, including business owners and executives. The firm emphasizes integrated, ongoing planning supported by technology, coordinates with clients’ other advisors, and focuses on selecting investment allocations and external managers without discretionary trading authority.
Tiffany K
ChFC®, Series 63, Series 66
Lake Mary, FL
Symphony Financial Team
Tiffany King is a financial advisor with Symphony Financial Team in Lake Mary, FL, holding the ChFC® designation along with Series 63 and Series 66 licenses. She has 36 years of industry experience, including prior roles at Raymond James Financial Services from 2014 to 2017. Outside of advisory work, she serves as a board member for Orlando Interamericas H3 LLC, an organization involved in event bidding. Symphony Financial Team provides comprehensive financial planning and consulting services to individuals and high-net-worth clients, often business owners and executives, through tiered planning packages. The firm emphasizes integrated, ongoing planning supported by a web-based wealth platform and collaborates with clients’ tax, legal, and insurance advisors while relying on third-party managers for investment implementation.
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