Symphony Retirement Partners LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$36,296,073
Clients
91
Advisors
3
across 2 offices
About
Symphony Retirement Partners provides investment management, financial planning (offering both essential and advanced plans), and retirement plan consulting to individuals, high‑net‑worth clients, pension and profit‑sharing plans, estates, and business entities. The firm also facilitates access to third‑party money managers and ongoing supervisory services for custodial accounts.
The firm states it offers both discretionary and non‑discretionary management and employs a range of methods including fundamental and technical analysis, charting, and modern portfolio theory, using both long‑ and short‑term strategies. Accounts and plans are reviewed regularly (investment accounts at least annually and plans/TPMM engagements at least quarterly), and the firm documents procedures for non‑discretionary decision‑making and client approval.
A distinctive feature disclosed in the brochure is that the firm’s principal also operates as a licensed insurance agent and may receive commissions for insurance product sales, a potential conflict of interest the firm discloses and says it mitigates by offering clients the option to implement recommendations through other agents. The brochure also highlights the firm’s role in retirement plan consulting and the use of third‑party managers with fee‑sharing arrangements, and it notes that while non‑discretionary processes are described, the firm’s reported assets under management are maintained on a discretionary basis.
Client services
Expertise
Occupation focus
Fee options
Essential Planning Fixed Fee $1,500; Advanced Planning Fixed Fee $2,500 - $10,000
$250,000 - $1,000,000: 1.0% $1,000,001 - $3,000,000: 0.80% >$3,000,000+: Negotiable
Account minimum: $250,000
Main office
See office1 Chisholm Trail, Bldg 1, Suite 450
Round Rock TX 78681
Advisors at this office
2
Offices (2)
Most active in
New York · Oregon · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
John K
Series 63, Series 65
Round Rock, TX
Symphony Retirement Partners LLC
John Koshy is a financial advisor with Symphony Retirement Partners LLC in Round Rock, TX, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Lincoln Financial Advisors for 15 years before joining Symphony Retirement Partners in 2019. In addition to his advisory role, he is a licensed insurance agent offering a range of insurance products including accident, health, disability, and life insurance. Symphony Retirement Partners advises individuals, including high-net-worth clients, and employer-sponsored retirement plans. The firm provides investment management, financial planning, and retirement plan consulting, utilizing a combination of fundamental analysis, technical methods, and modern portfolio theory, with a focus on both discretionary and non-discretionary accounts.
Jusmeet V
Series 66
Plano, TX
Symphony Retirement Partners LLC
Jusmeet Virmani is a financial advisor at Symphony Retirement Partners LLC with seven years of industry experience. He holds a Series 66 designation and has previously worked at Copiam Wealth Management LLC and Ameriprise Financial Services Inc. Outside of advising, Virmani is involved in filmmaking as a consultant, actor, writer, and director, and serves as a board member for the Stonehaven Place South Homeowners Association in Plano, TX. Symphony Retirement Partners advises individuals, including high-net-worth clients, and employer-sponsored retirement plans, offering investment management, tiered financial planning, and retirement plan consulting. The firm employs a combination of fundamental analysis, technical methods, and modern portfolio theory, with a focus on both discretionary and predominantly client-directed non-discretionary accounts.
Yunny D
CFP®, Series 66
Round Rock, TX
Symphony Retirement Partners LLC
Yunny Dang is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Symphony Retirement Partners LLC. Prior to joining Symphony, she spent two decades at Lincoln Financial Advisors and briefly worked at Osaic Wealth, Inc. Outside of advising, she is a licensed insurance agent offering fixed annuities, disability income insurance, and traditional life insurance, and volunteers as a poll worker during elections in Austin, TX. Symphony Retirement Partners LLC advises individuals, including high-net-worth clients, and employer-sponsored retirement plans, providing investment management, financial planning, and retirement plan consulting. The firm combines fundamental analysis, technical methods, and modern portfolio theory to implement both long- and short-term strategies, with a predominance of client-directed accounts.
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