Synergy Wealth Advisors, LLC

Synergy Wealth Advisors, LLC primarily serves individual and high‑net‑worth individual clients, offering ongoing portfolio management, financial planning, and referrals to third‑party money managers. The firm’s brochure indicates it advises across mutual funds, equities, fixed income, ETFs, REITs, private placements and insurance products, and reports about $20 million in assets that are managed on a predominantly non‑discretionary basis.

The firm documents client goals and risk tolerance in individualized Investment Policy Statements and applies fundamental, technical and cyclical analysis when constructing portfolios, using both long‑term and short‑term trading and occasional margin strategies. Accounts are reviewed at least quarterly by the sole advisor, clients receive custodial account statements, and the firm does not accept discretionary trading or proxy‑voting authority.

Distinctive features disclosed in the brochure include the firm’s primarily non‑discretionary asset management model, the principal’s role as a licensed insurance agent who may offer commissionable insurance products, and a pending legal matter disclosed in Item 9 related to past securities marketing. The brochure also notes fee‑sharing arrangements when directing clients to third‑party managers and a requirement that clients use the firm‑recommended custodian, both of which the firm identifies and discloses as potential conflicts of interest.