T.K.M. Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
T.K.M. Financial Services, LLC provides fee‑based comprehensive financial planning and discretionary portfolio management to individuals (including high‑net‑worth clients), business owners and charitable organizations. The firm operates as a small independent RIA, managing roughly $28.3 million in client assets across about 62 client relationships.
The firm starts with a complimentary initial consultation, prepares a written comprehensive financial plan and drafts an Investment Policy Statement for each account, then provides ongoing management with periodic (typically quarterly) reviews, rebalancing and implementation support. Investment techniques emphasize asset allocation and fundamental analysis, with long‑term holdings as a primary strategy and the selective use of options for hedging or speculative purposes; clients may impose restrictions on specific securities.
Noteworthy distinctions include the adviser’s status as a licensed insurance agent who sells life, disability, long‑term care and health insurance and may receive commissions for those sales—a conflict the firm discloses and addresses by obtaining client consent and disclosure of projected commissions. The firm also engages in public education and outreach through a radio show and podcast (and may receive related advertising compensation) and discloses affiliated business activities, including a related real estate holding company and a publishing entity, in its brochure.
Client services
Expertise
Occupation focus
Fee options
$0 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.65% $3,000,001+: Negotiable
Insurance commissions from sales of life, disability, long-term care, and health insurance products through licensed insurance agent; commissions disclosed prior to transaction
Financial planning charged at an hourly rate of $50 per hour
Fee-only: Financial planning fees charged at $50 per hour; total hours vary from 4 to 40 hours or more; discounts up to 100% possible; initial planning fees prepaid in two installments; annual update fee prepaid at half of initial fee, optional
Main office
10602 Timberwood Circle, #2
Louisville KY 40223
Advisors at this office
1
Most active in
Indiana · Kentucky · Tennessee
Also doing business as
T.K.M. Financial Services, LLC · Tkm Financial Services, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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