T/R Financial Management Group, LLC logo

T/R Financial Management Group, LLC

Updated today

Client AUM

$26,434,500

Clients

75

Advisors

2

across 2 offices

About

The firm provides personalized, discretionary investment management and financial planning primarily to individual clients and trusts, addressing objectives such as cash‑flow, retirement, education, estate and tax planning. It operates as a fee‑only adviser that does not sell commission products and places client assets with third‑party custodians.

Its investment approach blends proprietary technical and cyclical analysis with fundamental review, typically constructing a long‑term diversified core and a smaller tactical sleeve; many systems are rule‑based or computerized and are used to manage equity exposure and control downside risk. The firm implements trading under limited power of attorney, conducts regular reviews, and accommodates client restrictions or changes in objectives.

This firm is distinctive for outside business activities disclosed in its brochure: the principals are involved in an affiliated pooled vehicle that trades futures and options (including S&P 500‑based contracts), and one principal provides tax preparation and consulting through an affiliated enrolled‑agent tax practice — tax services are offered to clients in some cases as part of the relationship. For a two‑advisor practice it manages a multi‑million dollar discretionary book and relies on institutional platforms (including Fidelity and Interactive Brokers) while maintaining a stated policy against receiving commissions or selling financial products.

Client services

Financial planning Portfolio management

Expertise

Equity compensation tax strategy Active portfolio management

Occupation focus

Retired

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Fee options

Percentage

$0 - $100,000: 2.00% per year $100,000 - $500,000: 1.50% per year $500,000+: 1.25% per year

Project-based

$100 to $250 per hour for financial planning services, negotiable

Other

Account minimum: $250,000 Fee-only: Investment management fees based on tiered percentage of assets under management; financial planning charged hourly.

Main office

See office

New Richmond WI

Advisors at this office

1

Most active in

District of Columbia · Maryland · Minnesota · Texas · Virginia · Wisconsin

Also doing business as

Don't Have Any Other Business Name, But Cannot Delete This!!!! So Don't Pay Attention To What's Below Either. · T/R Financial Management Group, LLC

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Paul K

Series 66

New Richmond, WI

T/R Financial Management Group, LLC

Paul Kluskowski is a financial advisor at T/R Financial Management Group, LLC with 26 years of industry experience. He holds a Series 66 designation and has worked at Lotus Investment Management, LLC from 2006 to 2019. In addition to his advisory role, he is the managing member of Cobalt Tax Services, LLC, a tax preparation and consultation business. T/R Financial Management Group provides personalized, discretionary investment management and financial planning primarily to individual clients and trusts. The firm employs a blend of proprietary technical, cyclical, and fundamental analysis to construct diversified portfolios, operating as a fee-only adviser that does not sell commission products.

Equity compensation tax strategy Active portfolio management Retired
user avatar

Peter T

Series 63, Series 65

Washington, DC

T/R Financial Management Group, LLC

Peter Timmons is a financial advisor with T/R Financial Management Group, LLC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at Lotus Investment Management, LLC for 17 years and serves as Managing Member of Lotus Fund, LLC, an investment pool no longer open to new investors. T/R Financial Management Group provides personalized, discretionary investment management and financial planning primarily to individual clients and trusts. The firm employs a blend of proprietary technical, cyclical, and fundamental analysis to construct diversified portfolios, operates as a fee-only adviser, and does not sell commission products.

Equity compensation tax strategy Active portfolio management Retired
View complete list of advisors at this firm
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