T.S. Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate plan sponsors. Offerings include discretionary and non-discretionary portfolio management, full and ongoing financial planning, and ERISA plan services as either a limited 3(21) fiduciary or a 3(38) investment manager.
The adviser tailors strategies to client objectives using analytical methods such as Monte Carlo simulations and technical analysis, with periodic monitoring, rebalancing, and at least quarterly account reviews. Financial plans are typically delivered within about 60 days (contingent on timely client documentation), and clients receive ongoing check-ins for implementation and adjustments.
Distinctive for a small independent firm, it provides pension consulting and can assume fiduciary duties for workplace retirement plans—a service offered by relatively few peers. The adviser also maintains an affiliated insurance practice (approximately 40% of time) and discloses receipt of commissions, and the firm manages about $3.2 million for roughly 22 clients, indicating a small, advisor-led client base.
Client services
Expertise
Fee options
Financial planning flat fee between $500 and $5,000; ongoing financial planning fixed annual fee $500 to $5,000
1.65% annually for asset management; up to 1% annually for ERISA plan services
$200 per hour for financial planning consultation services
Ongoing financial planning fixed annual fee $500 to $5,000 billed quarterly in advance
Fee-only: Hourly financial planning at $200/hour; fixed fees for financial planning $500 to $5,000; ongoing financial planning fixed annual fee $500 to $5,000
Main office
Derry NH
Advisors at this office
1
Most active in
New Hampshire
Also doing business as
T.S. Financial Planning · Theodore Svirbly, Sole Proprietor
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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