Coronado, CA Office

T2 Asset Management is a registered investment adviser that manages roughly $180 million for about 560 clients, serving individuals (including high‑net‑worth), trusts, corporations, partnerships, retirement plans and other entities. The firm provides discretionary investment management, wealth planning, business advisory services and 401(k) consultative reviews delivered via separately managed, multi‑asset class accounts.

The firm’s investment process uses proprietary, rules‑based models that combine technical and fundamental analysis to set asset allocation across four risk profiles (Capital Preservation, Growth & Income, Growth, Aggressive Growth), generally using ETFs and mutual funds while selectively employing individual securities and options strategies. For held‑away retirement participant accounts T2 uses a third‑party Pontera order‑management platform to manage allocations with at least quarterly reviews.

A feature that distinguishes T2 from many peers is that some advisory professionals are registered representatives of Purshe Kaplan Sterling Investments and are licensed insurance agents, and the brochure discloses they may receive commission or insurance compensation for product sales—arrangements the firm identifies as potential conflicts and documents controls around (for example, it discloses it will not earn an advisory fee on securities transferred from PKS unless commissions on those transactions occurred at least 12–18 months earlier). The firm also states it does not participate in wrap fee programs, seeks to avoid receiving mutual‑fund revenue sharing, and maintains a Code of Ethics and proxy‑voting policies to manage adviser/client conflicts.