Tadman Financial

Tadman Financial is a state-registered investment adviser that offers ongoing portfolio management and financial planning services to a range of client types, including foundations, trusts, estates, corporations, and nonprofit organizations; although the ADV lists multiple client categories, the firm reported $0 in discretionary and non‑discretionary assets and no client accounts as of May 18, 2026, indicating it currently does not serve individual or high‑net‑worth investors. Engagements are documented by written investment advisory agreements and the firm does not act as custodian of client assets.

The firm’s investment process incorporates fundamental, technical, cyclical, and economic analysis and may use strategic asset allocation, long‑ and short‑term trading, and third‑party subadvisors or independent managers, with discretionary trading authority permitted where agreed. As part of its financial planning work Tadman Financial also provides cash‑flow services such as credit‑card rewards and travel optimization education, and facilitates access to insurance consulting and commission‑free insurance products through a third‑party platform.

Noteworthy features in the brochure include the firm’s recent registration as an investment adviser in 2026 despite an earlier founding date, its explicit reporting of no assets or clients at the time of the filing, and relationships that can create conflicts of interest — for example, participation in an insurance platform (DPL) and the potential receipt of referral bonus points for credit‑card links, and an arrangement to receive a portion of fees from an independent manager when using Fidelity BrokerageLink. The firm also states it does not provide proxy‑voting services, does not maintain custody of client assets (except for authorized fee deduction and certain standing letters of authorization), and allows clients to impose reasonable investment restrictions.