Tailored Tax and Wealth

Tailored Tax and Wealth offers ongoing portfolio management, one‑time financial planning, and ancillary tax compliance and bookkeeping services for individuals and businesses, and implements investment strategies through Betterment Advisor Solutions as a sub‑adviser. The brochure indicates the firm serves individual and corporate clients (including non‑institutional clients) and does not impose an account minimum for advisory services.

The firm’s investment approach uses Modern Portfolio Theory and relies on Betterment’s platform for portfolio construction—choosing among Betterment‑constructed models, third‑party models, or advisor‑built custom portfolios—and documents each client’s objectives and risk tolerance in an Investment Policy Statement. It can apply Betterment’s automated, tax‑aware features and may manage accounts on a discretionary or non‑discretionary basis; compensation is negotiated as fixed fees rather than the more common percentage‑of‑AUM arrangement.

What is distinctive is the firm’s dual focus on tax and accounting work: the principal is a Certified Public Accountant who provides tax planning, compliance, bookkeeping, and business advisory services and devotes a substantial portion of practice time to those activities, and TTW may include tax preparation or tax planning alongside investment services. The firm is also newly formed and small, uses a digital sub‑advisor for trade execution and custody, and states it does not share in the sub‑adviser’s fees, which differentiates its operating and fee structure from many peers.