Tailored Wealth Solutions
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tailored Wealth Solutions, LLC provides discretionary asset management, comprehensive financial planning, retirement planning and related advice to individuals, high‑net‑worth clients, businesses and retirement plans. Its services include customized investment strategies, written financial plans, tax‑aware advice and implementation through model portfolios and third‑party sub‑advisors.
The firm typically manages accounts on a discretionary basis, developing investment policy guidance and monitoring portfolios continuously while drawing on fundamental, technical and charting analysis and using both strategic and tactical asset‑allocation approaches. Tailored Wealth Solutions states it may incorporate a broad range of instruments — including alternative investments, structured notes, CLOs and crypto‑related securities — and acknowledges its fiduciary obligations when advising on retirement accounts.
Noteworthy points in the brochure include an emphasis on client education: the firm publishes newsletters and online content and hosts periodic seminars for clients and prospects free of charge. The brochure also discloses that the advisor has insurance‑sales activities, may recommend insurance and third‑party products and uses sub‑advisors and wrap programs, and it notes the firm filed for SEC registration in January 2026 while reporting about $271.8 million in discretionary AUM managed by three advisors.
Client services
Expertise
Occupation focus
Fee options
$3,000 - $25,000 for Financial Planning services, one-time or ongoing based on agreement
$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.05% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.65% $5,000,001+: 0.55%
Up to $500 per hour for specialized projects, as specified in Financial Planning Agreement
Main office
110 Henry St.
Saratoga Springs NY 12866
Advisors at this office
4
Most active in
Florida · Massachusetts · New York
Also doing business as
Tailored Wealth Solutions · Tailored Wealth Solutions, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Michael T
Series 66
Saratoga Springs, NY
Tailored Wealth Solutions
Michael Testa is a financial advisor with Tailored Wealth Solutions, holding a Series 66 designation and 21 years of industry experience. His prior roles include positions at Tarella and Testa Financial Group and Eagle Strategies (NY Life). Tailored Wealth Solutions provides discretionary asset management and comprehensive financial planning for individuals, high-net-worth clients, businesses, and retirement plans. The firm employs customized investment strategies with a focus on client education and utilizes a range of investment instruments, managing approximately $271.8 million in discretionary assets.
John P
CFP®, Series 66
Saratoga Springs, NY
Tailored Wealth Solutions
John Papielion Jr. is a CFP® and holds a Series 66 license, with three years of experience in the financial advisory industry. He is currently with Tailored Wealth Solutions in Saratoga Springs, NY, and has prior experience at Eagle Strategies LLC and NYLIFE Securities LLC. Outside of financial services, he works part time as a fitness coach at Crossfit Schenectady, where he leads group fitness classes. Tailored Wealth Solutions provides discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, businesses, and retirement plans. The firm employs a range of investment strategies, including strategic and tactical asset allocation, and offers client education through newsletters and seminars.
Nicolas C
Series 66
Saratoga Springs, NY
Tailored Wealth Solutions
Nicolas Carbone is a financial advisor at Tailored Wealth Solutions with two years of industry experience. He holds a Series 66 designation and has prior experience with Eagle Strategies LLC, NYLife Securities LLC, and Equitable Advisors, LLC. Outside of his advisory role, Carbone is appointed as an insurance broker for non-registered products with outside carriers. Tailored Wealth Solutions provides discretionary asset management and comprehensive financial planning services to individuals, high-net-worth clients, businesses, and retirement plans. The firm employs a combination of fundamental, technical, and tactical asset-allocation strategies and offers a broad range of investment instruments while emphasizing client education through newsletters and seminars.
James D
CFP®, Series 66, Series 63, Series 65
Saratoga Springs, NY
Tailored Wealth Solutions
James Durkee Jr. is a CFP® professional with 13 years of industry experience, currently serving at Tailored Wealth Solutions since 2026. Prior to joining Tailored Wealth Solutions, he worked at Target Corp for nine years and had brief tenures at Bank of America and Merrill in 2016. Tailored Wealth Solutions, LLC offers discretionary asset management and comprehensive financial planning to individuals, high-net-worth clients, businesses, and retirement plans. The firm employs a combination of fundamental, technical, and charting analysis with both strategic and tactical asset allocation, incorporating a broad range of investment instruments while emphasizing client education through newsletters and seminars.
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