Tailored Wealth Solutions

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Client assets under management

Clients

Advisors

of 7 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

—

About

Tailored Wealth Solutions provides discretionary investment management primarily to pooled vehicles and institutional clients, and also offers related advisory services such as model-based portfolio management, selection of third‑party sub‑advisors, and financial planning and retirement-plan advice. The firm implements portfolios through its proprietary model strategies and, when appropriate, places client assets with third‑party money managers or sub‑advisors and wrap programs.

The firm’s investment approach combines fundamental, technical and charting analysis and employs both strategic and tactical asset allocation along with value‑oriented techniques across a wide range of security types, including alternative and private market investments. Tailored Wealth Solutions typically manages accounts on a discretionary basis using model portfolios and has an explicit policy favoring asset‑based platform pricing while monitoring selected third‑party advisers it engages.

Noteworthy aspects disclosed in the brochure include its recent initial SEC registration in 2026 and that it reported no assets under management as of the filing date, alongside a small advisory team that leverages third‑party managers. The firm also emphasizes client education through newsletters, videos, social media and occasional seminars, discloses the ability to charge hourly fees for specialized projects, and notes that some advisors act in a dual capacity as licensed insurance agents — a practice the firm identifies as creating potential conflicts of interest.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

Retirement income strategy General tax planning Business ownership considerations Charitable giving & philanthropy College savings (529s, UTMA, etc.)

Occupation focus

Founder/Business Owner Retired

Fee options

Fixed

Financial planning flat fees ranging from $3,000 to $25,000

Percentage

$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.05% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $5,000,000: 0.65% $5,000,001+: 0.55%

Project-based

Up to $500 per hour for specialized projects

Other

Fee-only: Financial planning fees ranging from $3,000 to $25,000; hourly rates up to $500/hour

Main office location

Tailored Wealth Solutions

110 Henry St.

Saratoga Springs NY 12866, United States

Number of offices

Most active in

New York

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 518-583-4800

Advisors at this firm

Michael T

Series 66

Saratoga Springs, NY

Tailored Wealth Solutions

Michael Testa is a financial advisor at Tailored Wealth Solutions with 21 years of industry experience. He holds a Series 66 credential and has worked at firms including Tarella and Testa Financial Group and Eagle Strategies. Tailored Wealth Solutions provides discretionary investment management primarily to pooled vehicles and institutional clients, utilizing a combination of fundamental, technical, and charting analysis with strategic and tactical asset allocation across various security types. The firm manages accounts using proprietary model portfolios and engages third-party money managers and sub-advisors when appropriate.

Retirement income strategy General tax planning Business ownership considerations Charitable giving & philanthropy College savings (529s, UTMA, etc.) Founder/Business Owner Retired

John P

CFP®, Series 66

Saratoga Springs, NY

Tailored Wealth Solutions

John Papielion Jr. is a CFP® and Series 66-registered advisor with Tailored Wealth Solutions, bringing three years of industry experience. He previously worked at Eagle Strategies (NY Life) and NYLIFE Securities LLC. Outside of finance, he works part-time as a fitness coach at Crossfit Schenectady, where he leads group fitness classes. Tailored Wealth Solutions provides discretionary investment management primarily to pooled vehicles and institutional clients, utilizing proprietary model strategies and third-party sub-advisors. The firm combines fundamental, technical, and charting analysis with strategic and tactical asset allocation across a broad range of securities.

Retirement income strategy General tax planning Business ownership considerations Charitable giving & philanthropy College savings (529s, UTMA, etc.) Founder/Business Owner Retired

Nicolas C

Series 66

Saratoga Springs, NY

Tailored Wealth Solutions

Nicolas Carbone is a financial advisor at Tailored Wealth Solutions with two years of industry experience. He holds a Series 66 designation and has previously worked at Eagle Strategies (NY Life), NYLife Securities LLC, and Equitable Advisors. Outside of his advisory role, he is appointed as an insurance broker with outside carriers for brokering non-registered products. Tailored Wealth Solutions provides discretionary investment management primarily to pooled vehicles and institutional clients, utilizing proprietary model strategies and third-party sub-advisors. The firm employs a combination of fundamental, technical, and value-oriented investment approaches across a broad range of securities.

Retirement income strategy General tax planning Business ownership considerations Charitable giving & philanthropy College savings (529s, UTMA, etc.) Founder/Business Owner Retired

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