Talbot Financial, LLC

Talbot Financial provides discretionary investment supervisory services to individuals, trusts, and pension plan accounts, tailoring management to assets specifically designated by each client and their stated goals. As of December 31, 2025, the firm reported approximately $1.34 billion in discretionary assets under management.

The firm follows a value-oriented, fundamental analysis approach and constructs portfolios using individual equities almost exclusively, generally not managing bonds or fixed-income allocations. Clients receive quarterly written reports generated through the firm’s portfolio management system that include performance information and position holdings by sector.

Talbot Financial’s principals originate and offer unregistered real estate special purpose vehicles (SPVs) to accredited investors who also meet the SEC’s definition of “qualified clients”; these SPVs are illiquid, offered on a first-come, first-served basis, and typically provide carried interest to the SPV’s managing member, a relationship the brochure discloses as a potential conflict. The firm also discloses key-person concentration in its advisory operations and notes it obtains annual surprise examinations of the SPVs to address custody-related concerns, features that distinguish it from many peers.