Tangent Retirement
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tangent Retirement works with individuals, families, trusts and incorporated entities and commonly advises on tax‑deferred accounts such as IRAs, SEPs and 401(k)s. Services include comprehensive financial planning, goal‑setting, and discretionary portfolio management for individual clients, including both non‑high‑net‑worth and high‑net‑worth households.
The firm integrates goal‑setting into its planning process and delivers written financial plans or targeted analyses depending on client needs. For ongoing portfolio management Tangent Retirement typically operates with limited discretionary authority, may allocate to separately managed accounts and third‑party managers, and uses fundamental analysis (including discounted cash flow and balance‑sheet review) together with technical indicators to inform trading decisions.
Noteworthy points for this firm relative to peers include offering hourly‑billed financial planning engagements and providing portfolio management to individual clients—features that are statistically uncommon among firms in this category. The firm’s principal is also licensed to sell insurance and maintains a temporary dual affiliation, which the brochure discloses as a potential conflict of interest; the firm also does not act as a private‑fund adviser.
Client services
Expertise
Fee options
$0 - $500,000: 1.25% $500,001 - $1,000,000: 1.10% Over $1,000,000+: 1.00%
$350 per hour for financial planning services
Minimum fee: None (no minimum fee) Fee-only: Investment advisory fees charged quarterly in advance based on assets under management; no commissions accepted.
Main office
Irvine CA
Advisors at this office
1
Most active in
California
Also doing business as
Tangent Retirement · Tangent Retirement Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)