Tarigas Investment Advisory

Tarigas Investment Advisory provides financial planning and both discretionary and non‑discretionary portfolio management for individuals and high‑net‑worth clients, and offers family office and fractional CFO services through an affiliated entity under separate retainer agreements. The firm’s investment universe includes mutual funds, fixed income, insurance products (including annuities), equities, ETFs, REITs, TIPS, non‑U.S. securities, venture capital funds and private placements.

The firm applies a mix of quantitative, fundamental and cyclical analysis guided by modern portfolio theory and generally pursues a long‑term investment approach, using model allocations tailored to each client’s objectives and constraints. Tarigas acts as a fiduciary for retirement accounts, provides periodic account reporting and annual reviews, and allows investment‑objective‑based restrictions but does not accommodate values‑based or social screens.

Tarigas is notable among independent peers for sponsoring and managing a wrap fee program (with a separate wrap brochure) while managing those accounts the same way it manages non‑wrap accounts, and for requiring clients to use a specified custodian for execution. The firm also has a licensed insurance producer among its personnel who may receive commissions on insurance sales (a disclosed conflict subject to documented product review), and maintains an affiliated Tarigas Consulting and Trustee Services LLC that provides family office/CFO services and may allow negotiated reductions in the firm’s wrap advisory fee when clients engage both entities.