Tax Favored Retirement logo

Tax Favored Retirement

Updated today
Find your advisor

Client assets under management

$41,153,109

Clients

149

6% high-net-worth

Advisors

3

of 3 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

50

Typical

Average account size

$276,195

About

Tax Favored Retirement serves individuals, families, businesses and retirement plan sponsors by offering discretionary and non‑discretionary portfolio management, financial planning, and retirement plan advisory services. For its investment management services the firm generally applies a $1,000,000 account minimum (which it may waive) and documents engagement terms, restrictions, and fiduciary obligations in a written agreement.

The firm’s stated investment approach is to reduce risk and volatility while aiming to increase average returns by building portfolios that are simple to monitor and nimble to adjust, using primarily stocks and bonds with occasional mutual funds and ETFs. It uses both fundamental and technical analysis and may implement strategies that include long‑ and short‑term holdings, trading, margin and options; the firm reported managing all disclosed assets on a discretionary basis as of December 31, 2025.

Noteworthy differences from many peers include its small, owner‑managed structure (three advisors overseeing roughly $41 million for about 149 clients) combined with both retirement plan services and project‑based financial planning. The firm’s brochure discloses that some advisory personnel are licensed to sell insurance and annuity products (which may produce commissions), and it also discloses a prior Chapter 7 bankruptcy filing by the firm’s owner related to 2007–2008 real estate losses.

Client services

Financial planning Portfolio management Selection of other advisers

Expertise

General retirement planning Retirement income strategy Annuities

Want help finding the right advisor?

Answer a few questions to see advisors matched to you.

Find your advisor

Fee options

Fixed

Fixed financial planning fees up to $2,500 for individuals or up to $10,000 for businesses

Percentage

Negotiated up to 1.50% annually (single rate not guaranteed, varies by client)

Project-based

Hourly financial planning fees from $175 to $250 per hour

Other

Account minimum: $1,000,000 Minimum fee: $1,000 minimum annual fee for retirement plan services Fee-only: Financial planning fixed fees up to $2,500 for individuals, up to $10,000 for businesses; hourly fees $175-$250 per hour

Main office location

Tax Favored Retirement

8500 Ne Sam Ray Rd

Kansas City MO 64156, United States

Number of offices

2

Most active in

More info

Kansas · Missouri · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 816-534-8615

Advisors at this firm

Scroll left Scroll right
user avatar

Andrew S

Series 66

Kansas City, MO

Tax Favored Retirement

Andrew Surber is a financial advisor with Tax Favored Retirement in Kansas City, MO, holding a Series 66 designation and 14 years of industry experience. He has worked at APS Ventures, LLC, Private Client Services, Prime Capital Investment Advisors, LLC, Lawing Financial, Inc., and Cambridge Investment Research, Inc. Surber is the managing member of Options Algos, LLC, an investment research business. Tax Favored Retirement serves individuals, families, businesses, and retirement plan sponsors by providing discretionary and non-discretionary portfolio management, financial planning, and retirement plan advisory services. The firm’s investment approach focuses on reducing risk and volatility while seeking to increase returns through portfolios primarily composed of stocks and bonds, using both fundamental and technical analysis.

General retirement planning Retirement income strategy Annuities
user avatar

Douglas G

Series 65

Kansas City, MO

Tax Favored Retirement

Douglas Garrett is a Series 65 licensed financial advisor with six years of industry experience. He is currently affiliated with Tax Favored Retirement and has been involved with APS Ventures, LLC since 2019 as well as Garrett Enterprises, Inc. since 1983. Tax Favored Retirement serves individuals, families, businesses, and retirement plan sponsors by providing portfolio management, financial planning, and retirement plan advisory services. The firm focuses on reducing risk and volatility while aiming to increase returns through portfolios primarily composed of stocks and bonds, employing both fundamental and technical analysis.

General retirement planning Retirement income strategy Annuities
user avatar

Theodore P

Series 63, Series 66

Kansas City, MO

Tax Favored Retirement

Theodore Perez is a financial advisor with Tax Favored Retirement in Kansas City, MO, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior roles include positions at APS Ventures, LLC, Cetera Advisor Networks LLC, and SCOTTRADE. Outside of his advisory work, he owns TP3 Holdings Inc, a holding company. Tax Favored Retirement serves individuals, families, businesses, and retirement plan sponsors by providing portfolio management, financial planning, and retirement plan advisory services. The firm focuses on reducing risk and volatility while seeking to increase returns through portfolios primarily composed of stocks and bonds, employing both fundamental and technical analysis.

General retirement planning Retirement income strategy Annuities
Warmer team member

Not sure where to start?

We'll help you think it through — whether you ultimately need an advisor or not.

Warmer helps you compare advisors clearly — so you can choose with confidence.

Find your advisor
Discover

Compare top advisor firms by metric, firm size, and location.

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

© 2026 Warmer Holdings Inc. ("Warmer")