Team Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides investment management, comprehensive financial planning, and retirement-plan consulting to individuals, charitable organizations, corporations, and pension or profit‑sharing plans. It operates on a fee‑only basis, charging percentage‑of‑AUM advisory fees for discretionary portfolio management and offering both ongoing and project‑based planning engagements, along with tax preparation services provided by related personnel.
The firm’s investment process emphasizes asset allocation grounded in modern portfolio theory and may combine passive and active vehicles; it uses fundamental, technical, cyclical, and charting analysis to inform portfolio construction and rebalancing. Portfolios can be tailored for socially conscious investing when requested, and the adviser implements client‑imposed restrictions and discretionary trading consistent with each client’s investment policy and risk tolerance.
Compared with many independent advisers, the firm also provides retirement plan consulting and serves as an ERISA fiduciary to plan sponsors, and it offers educational seminars and speaking engagements—services that are relatively uncommon among peers of its size. The brochure discloses a prior non‑investment‑related charge against the firm’s principal that was dismissed, and the principal’s documented CFP certification and prior corporate finance and industry experience are noted as part of the firm’s background.
Client services
Expertise
Fee options
Financial planning fixed fees range from $3,000 to $10,000; retirement plan consulting fixed fees range from $5,000 to $40,000; educational seminars fees range from $0 to $20,000.
$0 - $500,000: 0.95% $500,001 - $1,000,000: 0.90% $1,000,001 - $2,500,000: 0.85% $2,500,001 - $5,000,000: 0.80% $5,000,000+: 0.75%
$400 per hour for project-based financial planning and retirement plan consulting.
Ongoing financial planning fees range from $400 to $1,000 per month or $1,200 to $3,000 per quarter, paid monthly or quarterly in advance.
Fee-only: Fixed fees and hourly rates for financial planning, retirement plan consulting, and educational seminars.
Main office
Union NJ
Advisors at this office
1
Most active in
New Jersey
Also doing business as
Teach Everyone About Money Financial Planning, LLC · Team Financial Planning
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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