Telos Wealth Advisors

Telos Wealth Management provides customized wealth management, discretionary portfolio management, financial planning, and retirement plan consulting to individuals, families, trusts, estates, businesses, non-profits, and retirement plans. The firm operates primarily as a remote advisory practice and supports portfolio construction, rebalancing, held-away account connectivity, and implementation through custodial platforms and, when appropriate, independent managers.

Telos develops tailored investment strategies based on each client’s goals, risk tolerance, and time horizon and generally emphasizes diversified, low-cost mutual funds and ETFs while also using individual securities, bonds, and sponsor‑direct or alternative investments when appropriate. The firm typically manages client accounts on a discretionary basis, provides ERISA fiduciary services for retirement plan advice, and charges asset‑based advisory fees with written fee disclosures.

The firm’s public disclosures note several structural features that differentiate it from many peers: Telos has affiliated businesses that offer insurance, tax, and accounting services through common ownership, and it discloses the potential conflicts and referral options associated with those affiliations while stating clients are not required to use affiliated services. Its brochure also discloses the use of promoters and the inclusion of endorsements and testimonials in advertising, and it describes institutional custodial arrangements that provide the advisor with non‑cash economic benefits.