Templer Wealth Management, LLC

Templer Wealth Management is a fee-only independent registered investment adviser that primarily serves individuals and their families with discretionary portfolio management and stand‑alone financial planning and consulting. The firm also offers services that extend to employer‑sponsored retirement accounts by linking held‑away participant assets through a third‑party Pontera platform.

Investment decisions are typically guided by a buy‑and‑hold, asset‑allocation approach informed by fundamental analysis, with primary allocations to no‑load mutual funds while occasionally retaining pre‑existing ETFs, stocks, or bonds. Accounts are managed on a discretionary basis and custody and execution services are provided through Fidelity, while held‑away retirement assets are managed via the Pontera linkage rather than by direct account login.

What distinguishes the firm from many peers is its recent transition from state to SEC registration after growth in regulatory assets and the combination of a relatively large asset base (about $103 million) concentrated across a small client roster. The firm’s operational features — including use of the Pontera held‑away platform, disclosure of standing letters of authorization for third‑party transfers, and receipt of indirect institutional benefits from Fidelity — are notable operational practices disclosed in its brochure.