Templeton Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Templeton Financial Planning works with individuals and families across income levels and maintains no minimum asset requirement, operating with a small client base (about 15 clients) and custodying roughly $13.4 million in client securities at Charles Schwab. The firm provides fee-only comprehensive financial planning services including investment advice, integrated tax planning and preparation, audit protection, retirement and education planning, and estate plan reviews.
The firm generally delivers investment recommendations on a non-discretionary basis, requiring prior client approval for each trade and only executing transactions when clients authorize them and provide a limited power of attorney. Portfolios are built around clients’ tax situations, risk tolerance and goals and commonly use no-load mutual funds, ETFs and indexed strategies with periodic rebalancing rather than active market timing.
Several features distinguish the firm from many peers: it maintains five offices despite operating with two advisors and a small client roster, and a large share of its practice is devoted to tax preparation and related services (about 70% of the owner’s professional time). Templeton Financial Planning is fee-only but typically uses flat retainers, project and hourly arrangements rather than percentage-of-AUM fees, and participates in industry networks (Alliance of Comprehensive Planners and NAPFA) that provide shared resources and continuity options for clients.
Client services
Expertise
Fee options
Financial Review fee is a flat $900; Standard Retainer fees are flat fees ranging from $3,600 to $36,000 initially and $3,600 to $27,000 for renewals; Project Retainer may be flat fee based on project.
Hourly rate for Project Retainer engagements ranges from $75 to $500 per hour; $150 per hour for amended tax returns and dependent tax returns.
Fee-only: Flat fees ranging from $900 for Financial Review to $3,600 to $36,000 for initial Standard Retainer and $3,600 to $27,000 for renewal years; hourly rates $75-$500 for Project Retainer, with additional $150/hour for certain tax services.
Main office
See officeCoraopolis PA
Advisors at this office
1
Offices (2)
Most active in
Pennsylvania
Also doing business as
Templeton Financial Planning · Templeton, Steven, Andrew
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Steven T
CFP®, Series 63
Coraopolis, PA
Templeton Financial Planning
Steven Templeton is a CFP® with over 22 years of experience at Templeton Financial Planning and previously worked at Gene Root CFP for four years. He maintains a Series 63 registration and is based in Coraopolis, PA. Approximately 70% of his professional time is dedicated to comprehensive financial planning services including tax preparation, tax planning, and small business consulting. Templeton Financial Planning serves individuals and families across income levels with no minimum asset requirement, focusing on fee-only comprehensive planning that integrates investment advice with tax, retirement, education, and estate planning. The firm uses a non-discretionary approach to investment recommendations and emphasizes tax-efficient portfolio construction using no-load mutual funds, ETFs, and indexed strategies.
Eugene R
CFP®, Series 63
Pittsburgh, PA
Templeton Financial Planning
Eugene Root III is a CFP® with two years of experience at Templeton Financial Planning and additional prior experience spanning over two decades at his own practice and other firms. He holds a Series 63 license and is based in Pittsburgh, PA. Templeton Financial Planning serves individuals and families with comprehensive, fee-only financial planning services including investment advice, tax planning, and estate reviews. The firm works with a small client base, emphasizes tax-related services, and typically provides investment recommendations on a non-discretionary basis using primarily indexed strategies and no-load funds.
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