Templeton Financial Planning

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Client assets under management

$13,385,492

Clients

0% high-net-worth

Advisors

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

Very Low

Average account size

$892,366

About

Templeton Financial Planning works with individuals and families across income levels and maintains no minimum asset requirement, operating with a small client base (about 15 clients) and custodying roughly $13.4 million in client securities at Charles Schwab. The firm provides fee-only comprehensive financial planning services including investment advice, integrated tax planning and preparation, audit protection, retirement and education planning, and estate plan reviews.

The firm generally delivers investment recommendations on a non-discretionary basis, requiring prior client approval for each trade and only executing transactions when clients authorize them and provide a limited power of attorney. Portfolios are built around clients’ tax situations, risk tolerance and goals and commonly use no-load mutual funds, ETFs and indexed strategies with periodic rebalancing rather than active market timing.

Several features distinguish the firm from many peers: it maintains five offices despite operating with two advisors and a small client roster, and a large share of its practice is devoted to tax preparation and related services (about 70% of the owner’s professional time). Templeton Financial Planning is fee-only but typically uses flat retainers, project and hourly arrangements rather than percentage-of-AUM fees, and participates in industry networks (Alliance of Comprehensive Planners and NAPFA) that provide shared resources and continuity options for clients.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting General estate planning guidance

Fee options

Fixed

Financial Review fee is a flat $900; Standard Retainer fees are flat fees ranging from $3,600 to $36,000 initially and $3,600 to $27,000 for renewals; Project Retainer may be flat fee based on project.

Project-based

Hourly rate for Project Retainer engagements ranges from $75 to $500 per hour; $150 per hour for amended tax returns and dependent tax returns.

Other

Fee-only: Flat fees ranging from $900 for Financial Review to $3,600 to $36,000 for initial Standard Retainer and $3,600 to $27,000 for renewal years; hourly rates $75-$500 for Project Retainer, with additional $150/hour for certain tax services.

Main office location

Templeton Financial Planning

Coraopolis PA, United States

Number of offices

Most active in

Pennsylvania

Disclosures

Business activities & affiliations

Is active or affiliated with:

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 724-695-1087

Advisors at this firm

Steven T

CFP®, Series 63

Coraopolis, PA

Templeton Financial Planning

Steven Templeton is a CFP® with over 22 years of experience at Templeton Financial Planning and previously worked at Gene Root CFP for four years. He maintains a Series 63 registration and is based in Coraopolis, PA. Approximately 70% of his professional time is dedicated to comprehensive financial planning services including tax preparation, tax planning, and small business consulting. Templeton Financial Planning serves individuals and families across income levels with no minimum asset requirement, focusing on fee-only comprehensive planning that integrates investment advice with tax, retirement, education, and estate planning. The firm uses a non-discretionary approach to investment recommendations and emphasizes tax-efficient portfolio construction using no-load mutual funds, ETFs, and indexed strategies.

General retirement planning Cash flow / budgeting General estate planning guidance

Eugene R

CFP®, Series 63

Pittsburgh, PA

Templeton Financial Planning

Eugene Root III is a CFP® with two years of experience at Templeton Financial Planning and additional prior experience spanning over two decades at his own practice and other firms. He holds a Series 63 license and is based in Pittsburgh, PA. Templeton Financial Planning serves individuals and families with comprehensive, fee-only financial planning services including investment advice, tax planning, and estate reviews. The firm works with a small client base, emphasizes tax-related services, and typically provides investment recommendations on a non-discretionary basis using primarily indexed strategies and no-load funds.

General retirement planning Cash flow / budgeting General estate planning guidance

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