Tempus Pecunia
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tempus Pecunia is a small, state-registered independent advisory firm managing roughly $24.3 million for a limited client base of individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and businesses. The firm provides ongoing investment management and a range of financial planning services, including comprehensive, project-based, and hourly engagements.
The firm develops individualized investment policies and implements portfolios primarily through passive strategies using index mutual funds and ETFs, while also applying fundamental analysis and occasional third‑party (outside) managers or TAMPs when appropriate. Clients receive continuous advice and periodic reviews, and the adviser assists with selecting outside managers and completing their onboarding questionnaires.
What distinguishes Tempus Pecunia from many solo independent advisers is its offering of employee benefit plan and pension consulting services to employer plan sponsors, in addition to retail wealth management. The firm also documents and monitors comprehensive financial plans on an ongoing basis and provides multiple planning engagement options while coordinating custodian and outside manager relationships.
Client services
Expertise
Fee options
$2,500 - $25,000 for project-based financial planning
1.00% annually
$250 - $400 per hour
Comprehensive Financial Planning ongoing fee $2,500 - $25,000 per year, paid monthly or quarterly in advance
Main office
San Diego CA
Advisors at this office
1
Most active in
California
Also doing business as
4405 LLC · Tempus Pecunia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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