Tender Wealth
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tender Wealth provides financial planning and consulting to individuals and high‑net‑worth clients and offers educational seminars and workshops tailored to businesses, working groups, and organizations, typically delivered as one‑hour presentations on topics such as financial literacy, budgeting, and retirement planning. The firm does not provide investment management or custody services; clients are responsible for implementing recommendations through custodians or brokers of their choice.
The firm delivers comprehensive financial planning across areas including goal prioritization, net worth and cash‑flow analysis, insurance review, tax minimization strategies, education funding, investment review and estate coordination, with plans generally completed within six months. Engagements are offered either hourly or as ongoing fixed‑fee arrangements with monthly check‑ins to support implementation, and investment consultations emphasize fundamental analysis and ESG considerations when recommending cash positions, mutual funds, ETFs, or fixed income.
Several features are notable for a newly formed advisor that does not manage client assets: it routinely offers both hourly and fixed‑fee planning options, charges project‑based fees for one‑hour educational seminars (up to the stated $650 rate), and bills as a fee‑only adviser while explicitly not operating or advising private funds. The firm’s principal also discloses an outside activity running an after‑school program that pairs ultimate‑frisbee instruction with basic financial literacy lessons, a specific non‑advisory offering noted in the brochure.
Client services
Expertise
Fee options
Educational seminars fee up to $650 per one-hour presentation; Fixed financial planning fees at $208 per month for ongoing engagements.
Hourly fees for financial planning range from $35 to $208 per hour.
Fee-only: Hourly fees range from $35 to $208 per hour; Fixed fees are $208 per month for ongoing financial planning engagements (6 to 12 months).
Main office
Silver Spring MD
Advisors at this office
1
Most active in
Maryland
Also doing business as
Jmh Financial LLC · Tender Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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