Tenet Retirement Services LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tenet Retirement Services provides advisory services to individual and high‑net‑worth clients, offering ongoing portfolio management and standalone financial planning tailored to clients’ retirement and personal goals. The firm prepares an Investment Policy Statement for each client and delivers both discretionary and non‑discretionary portfolio management.
The firm’s investment approach is grounded in modern portfolio theory and emphasizes ETF‑based portfolios while also employing mutual funds, real estate funds, commodities, annuities and other instruments for diversification. Tenet uses a mix of long‑ and short‑term trading and may execute margin transactions, and it charges flat, fixed fees for advisory and planning services rather than primarily billing as a percentage of assets.
Notable differences from many peers include a requirement that clients use a specific custodian/broker‑dealer, a policy not to aggregate trades across client accounts, and the allowance of margin trading — practices that are less common among supported retirement advisers of its size. The firm manages a relatively small number of client relationships for its asset level, does not utilize third‑party investment managers, and discloses it may receive research or services from brokers (soft‑dollar benefits), which can create potential conflicts that the firm addresses in its policies.
Client services
Expertise
Fee options
Minimum fee: Portfolio management fees range from $3,600 to $8,000 per year Fee-only: Fixed financial planning fees at $300 per month
Main office
Chesterfield MO
Advisors at this office
1
Most active in
Louisiana · Missouri · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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