Metuchen, NJ Station Place Office
TeamData sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Tenon Financial
Supported
Firm-wide stats for Tenon Financial
About
Tenon Financial provides investment management and ongoing financial planning services to individual and high-net-worth clients, managing discretionary accounts and preparing comprehensive financial plans. Services cover cash flow and debt management, retirement and college planning, estate planning, insurance and tax planning, and implementation of client-specific investment policies.
The firm primarily practices passive investment management, building asset-class-weighted portfolios using index mutual funds and ETFs to emphasize low internal costs, minimal turnover, and tax efficiency, while also employing fundamental, technical and cyclical analysis when constructing or adjusting portfolios. Account supervision is guided by each client’s stated objectives and tax considerations, and clients may impose reasonable investment restrictions.
Tenon Financial charges a flat, negotiable annual fee (stated range $3,600–$36,000, billed quarterly) rather than a percentage-of-AUM or performance-based fee, does not accept third-party compensation, and reports no related parties. The firm recommends Charles Schwab for custody, participates in Schwab’s institutional program for trade execution, research and back-office support, and discloses that those benefits may present potential conflicts of interest.
Based on Tenon Financial
Expertise
Based on Tenon Financial
Location
10 Station Place, Suite 9
Metuchen NJ 08840
Advisors at this office
2
Advisors at this office
Andy P
CFP®, RICP®, TPCP®, EA
Metuchen, NJ
Tenon Financial
We focus on helping you make the most of your retirement resources in a tax-efficient way. Our specialty is retirement income planning, aka decumulation planning…how to best live off your nest egg and other sources of retirement income. We take a comprehensive approach to optimizing all of your available resources to help you most effectively achieve your retirement goals. Our holistic process integrates cohesive consideration of Social Security benefits, pensions, investments, real estate, annuities, insurance, work wages, etc. to maximize your retirement income. Furthermore, we carefully consider tax-minimization throughout each step of our process. We provide ongoing tax-efficient retirement planning and investment management. Unlike most advisors, our fee is not a percentage of your investable assets. We feel that method often overcharges clients who have been diligent savers but who do not have complex financial lives. Instead, our fee is a fair and transparent fixed annual amount.
Brad F
CFP®
Metuchen, NJ
Tenon Financial
Brad Flood is a CFP® professional at Tenon Financial with over a decade of experience in the investment industry, including roles at HPS Investment Partners and Fortress Investment Group. He joined Tenon Financial in 2025. Tenon Financial serves individual and high-net-worth clients by providing tailored investment management, financial planning, and limited-scope hourly engagements. The firm primarily employs passive investment strategies while incorporating fundamental, technical, and cyclical analysis to guide sector selection and tactical decisions.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)