Tenzing Financial LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Tenzing Financial serves individuals (including high‑net‑worth clients), trusts, estates, businesses, and retirement plans, providing discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages roughly $231 million for about 165 clients and offers written retirement plan fiduciary services (including 3(38) plan advisory work).
The firm states a fiduciary duty and generally employs fundamental analysis to construct model portfolios focused on long‑term objectives, typically using ETFs, individual equities, mutual funds and bonds, while also recommending independent managers when appropriate. Tenzing Financial monitors accounts on an ongoing basis, tailors asset allocation and portfolio construction to client goals and risk tolerance, and may use third‑party platforms to access or manage held‑away participant accounts.
A distinctive operational feature is that the firm sponsors a wrap fee program that bundles securities transaction costs and other “covered costs” into a single asset‑based advisory fee — a structure that is uncommon among peers. The brochure also discloses the firm’s institutional relationships with major custodians and that certain advisory personnel are licensed insurance professionals, both of which create potential conflicts of interest the firm describes and manages in its policies.
Client services
Expertise
Fee options
Standalone financial planning services fees range from $5,000 to $10,000 fixed engagement fee.
$0 - $250,000: 1.50% $250,001 - $500,000: 1.25% $500,001 - $1,000,000: 1.00% $1,000,001 - $2,000,000: 0.75% $2,000,001 - $5,000,000: 0.50% $5,000,001 - $10,000,000: 0.35% $10,000,001 - $25,000,000: 0.25% $25,000,001+: 0.15%
Certain advisory persons licensed as insurance professionals may earn commissions from insurance product sales separate from advisory fees.
Fee-only: Standalone financial planning services with fixed fees ranging from $5,000 to $10,000, negotiable based on complexity and relationship.
Main office
1215 Mt Vernon Ave, Suite C
Williamsburg VA 23185
Advisors at this office
3
Most active in
North Carolina · Texas · Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Tracy S
Series 63, Series 65
Williamsburg, VA
Tenzing Financial LLC
Tracy Shackelford is a financial advisor at Tenzing Financial LLC with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bleakley Financial Group, LPL Financial, Private Advisor Group, and Northwestern Mutual Investment Company. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for about 165 clients and employs fundamental analysis to build model portfolios focused on long-term objectives.
Harold P
CFP®, ChFC®, Series 63, Series 65
Williamsburg, VA
Tenzing Financial LLC
Harold Philipsen is a CFP® and ChFC® with 19 years of experience in the financial services industry. He is currently with Tenzing Financial LLC and has previously worked at Bleakley Financial Group, LPL Financial, Private Advisor Group, and Northwestern Mutual Investment Management. Philipsen is also a licensed insurance agent in Williamsburg, Virginia. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans, offering discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for about 165 clients and employs fundamental analysis to build model portfolios aligned with long-term objectives.
Robert K
CFP®, Series 66
Williamsburg, VA
Tenzing Financial LLC
Robert Kohn is a CFP® and holds a Series 66 license, with nine years of experience in the financial services industry. He has worked at Northwestern Mutual Investment Management, LPL Financial, Private Advisor Group, and Bleakley Financial Group before joining Tenzing Financial LLC in 2025. Tenzing Financial serves individuals, trusts, estates, businesses, and retirement plans by providing discretionary investment management, comprehensive wealth management, and standalone financial planning. The firm manages approximately $231 million for around 165 clients and employs a fiduciary approach using fundamental analysis to build long-term focused model portfolios.
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