TerraFirma Wealth Partners
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
TerraFirma Wealth Partners is an SEC-registered investment adviser that provides discretionary and non-discretionary portfolio management, comprehensive wealth management, and financial planning to individual and high-net-worth clients. As of December 31, 2025 the firm reported managing about $118 million across roughly 94 client relationships.
The firm emphasizes fundamental analysis and a primarily long-term investment approach, constructing diversified portfolios using low-cost mutual funds and ETFs and, when appropriate, individual equities; it may also use unaffiliated independent managers for portions of client portfolios. TerraFirma conducts ongoing monitoring with formal reviews at least annually, and its disclosure also notes digital assets as a high-risk asset class that may be considered for clients with suitable risk tolerance.
Noteworthy distinctions include that the firm’s owner is licensed as an independent insurance professional and the brochure discloses that insurance products may be recommended (with potential commission compensation), even as the firm recently formalized its status as a fee-only adviser and discloses the resulting conflict. TerraFirma is a recently formed, small advisory team that also maintains institutional relationships with custodians (Altruist and Schwab) and discloses receipt of software and support as economic benefits that could influence custodian selection.
Client services
Expertise
Fee options
$0 - $499,999.99: 1.50% $500,000 - $749,999.99: 1.15% $750,000 - $999,999.99: 0.90% $1,000,000 - $2,999,999.99: 0.70% $3,000,000 - $9,999,999.99: 0.55% $10,000,000+: 0.50%
Fee-only: Fee-only advisory; no commissions earned from securities transactions or product sales.
Main office
1255 Treat Boulevard, Suite 300
Walnut Creek CA 94597
Advisors at this office
3
Most active in
Arizona · California · Washington
Also doing business as
Terrafirma Wealth Partners · Terrafirma Wealth Partners LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Marc V
CFP®, Series 63, Series 66
Walnut Creek, CA
TerraFirma Wealth Partners
Marc Vera is a CFP® professional with 20 years of experience in the financial services industry. He is currently with TerraFirma Wealth Partners and previously worked at Charles Schwab Bank and Fidelity. Outside of advising, he is involved in the ownership and management of a rental property in Santa Rosa, CA. TerraFirma Wealth Partners provides discretionary and non-discretionary portfolio management, wealth management, and financial planning to individuals and high-net-worth clients. The firm focuses on fundamental analysis and a long-term investment approach, utilizing diversified portfolios of low-cost mutual funds, ETFs, and individual equities.
Kimberly M
Series 63, Series 65
Walnut Creek, CA
TerraFirma Wealth Partners
Kimberly Melo is a financial advisor with TerraFirma Wealth Partners in Walnut Creek, CA. She holds Series 63 and Series 65 licenses and has 14 years of industry experience, including 13 years at Edelman Financial Engines prior to joining TerraFirma Wealth Partners in 2024. TerraFirma Wealth Partners is an SEC-registered investment adviser serving individual and high-net-worth clients with portfolio management and comprehensive wealth planning. The firm uses a fundamentally driven, long-term investment strategy focused on diversified portfolios composed of low-cost mutual funds, ETFs, and individual equities, and conducts formal annual reviews for ongoing portfolio monitoring.
Jason F
CFP®, Series 66
Walnut Creek, CA
TerraFirma Wealth Partners
Jason Fang is a CFP® with 19 years of experience in financial advisory roles. He currently works at TerraFirma Wealth Partners and has held prior positions at Edelman Financial Engines, Fidelity, Ameriprise, and Cetera. Fang is also involved in insurance sales on an individual basis. TerraFirma Wealth Partners is an SEC-registered investment adviser that provides portfolio management and comprehensive financial planning services to individual and high-net-worth clients. The firm focuses on fundamental analysis and long-term investing through diversified portfolios of low-cost mutual funds, ETFs, and select individual equities.
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