Terrance P Davis Cpa/Pfs
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Terrance P. Davis CPA/PFS provides fee-only comprehensive financial planning and investment advisory services to individuals and small business owners, with a client base concentrated among pre-retirees and retirees. The firm is a sole proprietorship led by a CPA/PFS and includes income, estate and gift tax consultation and tax return preparation as a routine part of practice.
The firm follows a systematic planning process that defines client goals, analyzes accounts, and delivers written recommendations, favoring modern portfolio theory, asset allocation and low-cost index or passively managed funds. It implements advice on a primarily non-discretionary basis, working with clients to execute recommendations and offering annual monitoring, rebalancing, tax-loss harvesting and performance benchmarking.
Compared with many independent advisory firms, this practice operates as an accounting-led advisory (CPA/PFS) and does not use percentage-of-assets-under-management billing, instead relying on fee-only hourly or project arrangements and declining custody or performance-based fees. Approximately one-fifth of the firm’s business involves tax-related services, and the principal reports investing personal assets in the same index funds recommended to clients.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Flat or fixed fees typically ranging from $500 to $5,000 plus 1% overhead on billed amount
Currently $150/hour or a negotiated rate
Account minimum: No requirement for opening or maintaining an account size Fee-only: Hourly basis at $150/hour or negotiated rate; negotiated flat or fixed fees typically ranging from $500 to $5,000 plus 1% overhead on billed amount
Main office
8460 Watson Road, Suite 225
St. Louis MO 63119
Advisors at this office
1
Most active in
Florida · Missouri
Also doing business as
Davis, Terrance P · Terrance P Davis Cpa/Pfs
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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