Terry Peschl & Associates, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
80
0% high-net-worth
Advisors
1
of 3 employees
Firm type
Supported
1-4 advisors or >$200M in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
80
HighAverage account size
$0
About
The firm provides ongoing financial planning and wealth-management advice, selection and oversight of third‑party money managers, and employer retirement plan services including plan-level consulting and participant education. Its advisory engagements are tailored to client needs and may range from comprehensive financial plans to limited-scope services with an expectation of client participation and periodic reviews.
Rather than directly managing client portfolios, the firm recommends and monitors third‑party money managers who assume discretionary authority over accounts; the brochure states the firm does not manage client assets itself and reports no discretionary or non‑discretionary AUM. The firm relies on manager model portfolios and performance monitoring to align manager strategies with clients’ objectives, and it may recommend replacing managers if their investment characteristics or performance materially deviate from expectations.
Compared with many peers, the firm’s business is oriented toward selecting and supervising outside managers and providing retirement‑plan consulting instead of acting as a direct portfolio manager for individual accounts. It is a long‑standing, sole‑owner advisory practice that does not vote client proxies and emphasizes written engagements, annual reviews, and education for employer plan participants.
Client services
Financial planning
Pension consulting
Selection of other advisers
Occupation focus
Retired
Fee options
$0 - $200,000: 2.00% $200,001 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $5,000,000: 0.70% $5,000,001 - $7,500,000: 0.60% $7,500,001 - $10,000,000: 0.50% $10,000,001 - $12,500,000: 0.40% $12,500,001 - $15,000,000: 0.30% $15,000,001 - $25,000,000: 0.25%
Minimum fee: $500 to $1,000 per account annually, plus sales tax (management services to outside trust accounts) Fee-only: Fixed fees for financial planning: $1,200 to $5,000 plus sales tax; $500 due at signing, balance upon plan completion
Main office location
Terry Peschl & Associates, Inc.
719 West Kemp Avenue
Watertown SD 57201-0487, United States
Number of offices
1
Most active in
Terry Peschl & Associates, Inc. has reported serving >5 clients in these states in the last 12 months.
South Dakota · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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