Tesfaye O'Neill Financial
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About
Tesfaye O’Neill Financial, LLC serves individual clients by providing financial coaching, ongoing account reviews, and educational seminars and workshops, and it acts as a co-adviser on Matson Money-managed accounts. Its services include assisting clients with Matson Money paperwork, reviewing quarterly statements, making allocation recommendations, and delivering educational workshops that are stated to be informational rather than individualized tax or investment advice.
The firm’s investment approach emphasizes Modern Portfolio Theory and long-term investing, with periodic (typically quarterly) reviews focused on asset allocation, rebalancing, and tax-loss harvesting when appropriate. TOF does not exercise discretionary trading authority or direct portfolio management for client accounts; Matson Money retains trading discretion and handles trade execution and fee billing while TOF provides oversight and client coordination.
Noteworthy aspects include an affiliation with an active law practice: the firm’s advisors are practicing attorneys who may offer legal services outside the advisory business, a relationship the brochure discloses as a potential conflict of interest. The firm also operates a small, co-advisory model that publishes free seminars and workshops and reported no assets under management as of December 2025, reflecting its role in coordinating advice rather than managing portfolios in-house.
Client services
Expertise
Fee options
$0 - $1,000,000.00: 0.94% annually $1,000,000.01 - $4,000,000.00: 0.74% annually $4,000,000.01+: 0.64% annually
Main office
6350 Walker Lane, Suite 530
Alexandria VA 22310
Advisors at this office
2
Most active in
Maryland · Virginia
Also doing business as
Beacon Estate Tax Wealth · Beacon Law Tax Wealth · Tesfaye O'neill Financial · Tesfaye O'neill Financial LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Juliana O
Series 65
Alexandria, VA
Tesfaye O'Neill Financial
Juliana O'Neill is a Series 65–licensed financial advisor at Tesfaye O'Neill Financial with four years of industry experience. She is also an attorney at Tesfaye O'Neill Law, where she provides estate planning services. Tesfaye O’Neill Financial serves individual clients by offering financial coaching, account reviews, and educational seminars, acting as a co-adviser on Matson Money-managed accounts. The firm emphasizes Modern Portfolio Theory and long-term investing with periodic portfolio reviews, while Matson Money retains trading discretion and execution.
Girum T
Series 65
Alexandria, VA
Tesfaye O'Neill Financial
Girum Tesfaye is a financial advisor at Tesfaye O'Neill Financial with a Series 65 designation and two years of industry experience. He is also a partner and attorney at Tesfaye O'Neill Law, an estate planning law firm where he has worked since 2015. Tesfaye O’Neill Financial serves individual clients through financial coaching, educational seminars, and co-advisory investment services using a third-party platform. The firm focuses on risk profiling, investment horizons, and financial objectives, employing Modern Portfolio Theory and a long-term investment approach while collaborating with a discretionary third-party manager for trade execution and fee billing.
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