Tessara Wealth
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About
Tessara Wealth serves individual and high-net-worth clients with an emphasis on comprehensive financial planning and portfolio management, and also provides tax planning services and, under a separate engagement, preparation and filing of federal and state tax returns. The firm’s services cover retirement and estate planning, cash‑flow and debt management, employee benefits optimization, and may include implementation via third‑party managers.
The firm’s investment advice is grounded in passive portfolio construction and Modern Portfolio Theory, using low‑cost index funds and ETFs and relying on Betterment as an Outside Manager for many client accounts. Tessara commonly operates accounts on a non‑discretionary basis through Betterment while conducting periodic reviews and offering a modular ongoing financial planning engagement with onboarding and at least semiannual contact.
Compared with many peer teams, Tessara has an unusually large portion of assets managed non‑discretionarily through an automated platform and explicitly offers tax‑return preparation services, a service mix more typical of accounting firms than advisory teams. The firm also runs educational seminars (ranging from pro‑bono events to paid engagements), reports a focus on serving high‑achieving women, and does not maintain a minimum account size.
Client services
Expertise
Demographic focus
Fee options
One-time onboarding fee of $1,250 for individuals and $1,875 for couples for ongoing comprehensive financial planning
Hourly financial planning offered at $350/hour
Minimum fee: Minimum fee of $7,200/year for individuals and $9,600/year for couples for ongoing comprehensive financial planning Fee-only: Ongoing comprehensive financial planning fees starting at $7,200/year for individuals plus onboarding fee; hourly financial planning at $350/hour; educational seminars up to $10,000 per engagement
Main office
See office340 Lorton Ave, Ste 216
Burlingame CA 94010
Advisors at this office
1
Offices (3)
Most active in
California · Kansas · Louisiana · Michigan · Ohio · Texas · Virginia
Also doing business as
Ballast Point Financial Planning, LLC · Tessara Wealth
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Shawn T
CFP®
Burlingame, CA
Tessara Wealth
Shawn Tydlaska is a CFP® professional with 10 years of industry experience. He is currently with Tessara Wealth in Burlingame, CA, and previously worked for Ballast Point Financial Planning, LLC for eight years. Tessara Wealth serves individual and high-net-worth clients with comprehensive financial planning, portfolio management, and tax planning services. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, often managing accounts non-discretionarily through Betterment while providing modular ongoing financial planning and tax-return preparation.
Joann H
CFP®, PFS™
Lenexa, KS
Tessara Wealth
Joann Huber is a CFP® and PFS™ credentialed advisor with six years of industry experience. She is currently with Ballast Point Financial Planning, LLC and has previously worked at Avantax Planning Partners, Topel Forman LLC, and Barber Financial Group. Ballast Point Financial Planning, LLC serves individual and high-net-worth clients, including young-to-mid-career professionals and business owners, offering comprehensive financial planning and investment management. The firm employs a largely passive investment approach based on Modern Portfolio Theory, using diversified low-cost mutual funds and ETFs, and provides both discretionary and non-discretionary management alongside additional services such as tax preparation and educational workshops.
Vidalia C
CFP®, ChFC®, Series 63
Dayton, OH
Tessara Wealth
Vidalia Cornwall is a CFP® and ChFC® professional with five years of experience in financial advising. She currently works at Tessara Wealth in Dayton, OH, and previously held roles at Ballast Point Financial Planning and Northwestern Mutual. Tessara Wealth serves individual and high-net-worth clients, focusing on comprehensive financial planning and portfolio management with services that include tax planning and preparation. The firm emphasizes passive portfolio construction using low-cost index funds and ETFs, often managing accounts non-discretionarily through Betterment, and offers educational seminars and a focus on serving high-achieving women.
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