TFS Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
TFS Advisors, LLC serves individuals, high-net-worth clients, charitable organizations and businesses, offering investment management, financial planning, selection of third‑party advisers, and tax preparation services performed by personnel qualified as Enrolled Agents. The firm generally implements portfolios through diversified, risk‑based allocations to no‑load mutual funds and ETFs, individual stocks and bonds, U.S. government securities, money market funds, and REITs.
TFS uses fundamental analysis and a long‑term, risk‑based approach, monitors accounts on an ongoing basis with formal reviews typically on a quarterly cadence, and permits clients to impose reasonable investment restrictions. The firm historically operated on a non‑discretionary basis and recently began offering discretionary authority for some accounts, yet continues to manage a notable portion of client assets non‑discretionarily — a mix that is uncommon among supported peers.
A few features that differentiate the firm are its in‑house tax preparation offering through Enrolled Agents and its practice of recommending or retaining a named third‑party adviser (Focus Partners Advisor Solutions) and covering that adviser’s fees on clients’ behalf. The brochure also discloses that principals are licensed insurance agents who may earn commissions on insurance sales (clients are not required to purchase through them), and that the firm markets the Flourish Cash banking platform to clients.
Client services
Expertise
Fee options
Initial up-front flat fee generally equal to $2,500; tax preparation flat fee generally $500 (negotiable)
$0 - $500,000: 2.00% $500,001 - $1,000,000: 1.65% $1,000,001 - $2,000,000: 1.35% $2,000,001 - $10,000,000: 1.25% Above $10,000,000+: Negotiable
$350 per hour for financial planning services (rarely offered)
Account minimum: $500,000 Minimum fee: $7,500 annually Fee-only: Financial planning services offered hourly at $350/hour or flat fees depending on complexity; fees negotiable
Main office
See office100 2nd Ave S., Suite 300
Edmonds WA 98020
Advisors at this office
1
Offices (2)
Most active in
Arizona · California · Texas · Washington
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Aaron T
ChFC®, Series 63, Series 65
Edmonds, WA
TFS Advisors, LLC
Aaron Terwedo is a financial advisor at TFS Advisors, LLC with 11 years of industry experience and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has been with TFS Advisors since 2015 and previously worked at Fsc Securities. Terwedo serves as a board member for the Foundation for Edmonds School District and is an editorial board member for the peer-reviewed journal of the Society of Certified Senior Advisors. TFS Advisors, LLC serves individuals, high-net-worth clients, charitable organizations, and businesses by providing investment management, financial planning, third-party adviser selection, and tax preparation services. The firm employs a long-term, risk-based investment approach with diversified portfolios and offers both discretionary and non-discretionary account management.
Dale T
CFP®, ChFC®, Series 63, Series 65
Buckeye, AZ
TFS Advisors, LLC
Dale Terwedo is a CFP® and ChFC® with 42 years of experience in the financial industry. He has worked at TFS Advisors, LLC since 2013 and previously spent 24 years at FSC Securities Corporation. Terwedo is also a licensed insurance agent and occasionally discusses insurance options with clients. TFS Advisors serves individual and high-net-worth clients, charitable organizations, and businesses by providing investment management, financial planning, third-party adviser selection, and standalone tax preparation services. The firm manages approximately $135 million on a non-discretionary basis, using fundamental analysis to build diversified, risk-based portfolios.
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