Thatcher Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Thatcher Wealth Management provides discretionary portfolio management and financial planning to individuals and high‑net‑worth individuals, preparing written Investment Policy Statements that outline clients’ goals, time horizon, and documented risk tolerances. The firm also offers estate‑planning guidance through a third‑party platform (Wealth.com) and refers clients to an unaffiliated accounting/tax provider (Jalada); as of February 2026 it reported two advisors and no assets under management.
The firm’s investment approach emphasizes ETFs alongside mutual funds, fixed income, equities, annuities, and may include private placements or venture capital, using both fundamental and technical analysis as well as long‑term and options trading strategies. Thatcher operates with discretionary trading authority, aggregates household accounts for account management, and requires client custody at Fidelity to facilitate execution and reporting.
Noteworthy features include that firm representatives are licensed insurance agents and may receive commissions on insurance and annuity sales, a relationship the brochure identifies as a potential conflict of interest that the firm discloses and monitors. Thatcher also charges clients separately for estate‑planning guidance via Wealth.com and requires use of a specified custodian, practices that distinguish its service mix and operational model from many supported‑firm peers.
Client services
Expertise
Fee options
Estate planning guidance services charged a flat fee not to exceed $3,000 (generally negotiable)
$0 - $500,000: 1.65% $500,001 - $1,000,000: 1.50% $1,000,001 - $3,000,000: 1.00% $3,000,001 - $5,000,000: 0.85% $5,000,001 - $10,000,000: 0.70% $10,000,001 - $25,000,000: 0.60% $25,000,001+: 0.40%
Main office
4843 Cascade Rd SE, Suite 400
Grand Rapids MI 49546
Advisors at this office
3
Most active in
Michigan · Texas
Also doing business as
Thatcher Wealth Management · Thatcher Wealth Management LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
William T
Series 65
Grand Rapids, MI
Thatcher Wealth Management
William Thatcher is a financial advisor at Thatcher Wealth Management in Grand Rapids, MI, holding a Series 65 designation with five years of industry experience. He previously worked at AE Wealth Management, LLC and Pine Brook Financial, among other firms. Outside of advising, he teaches local retirement planning lectures for the nonprofit American Financial Education Alliance. Thatcher Wealth Management provides discretionary portfolio management and financial planning services primarily to individuals and high-net-worth clients. The firm uses a diversified investment approach including ETFs, mutual funds, fixed income, equities, annuities, and may incorporate private placements or venture capital, operating with discretionary trading authority and requiring client custody at Fidelity.
Zachary O
Series 63, Series 65
Grand Rapids, MI
Thatcher Wealth Management
Zachary Overweg is a financial advisor at Thatcher Wealth Management in Grand Rapids, MI, holding Series 63 and Series 65 licenses with two years of industry experience. His prior work includes roles at Kingdom Financial Group, Fullerton Financial, and several other firms. Thatcher Wealth Management provides discretionary portfolio management and financial planning primarily to individuals and high-net-worth clients, using a mix of ETFs, mutual funds, fixed income, equities, annuities, and alternative investments. The firm conducts discretionary trading and integrates estate-planning guidance via a third-party platform.
Nathan B
Series 65
Grand Rapids, MI
Thatcher Wealth Management
Nathan Boot is a financial advisor at Thatcher Wealth Management in Grand Rapids, MI, holding a Series 65 designation. He has one year of industry experience and has previously worked at Marketlab, Bissell Inc, Comfort Research, and Steelcase Inc. Thatcher Wealth Management provides discretionary portfolio management and financial planning to individuals and high-net-worth clients. The firm’s investment approach includes ETFs, mutual funds, fixed income, equities, annuities, and may incorporate private placements and venture capital, using both fundamental and technical analysis.
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