Thatcher Wealth Management

Thatcher Wealth Management provides ongoing portfolio management and financial planning for individuals and high‑net‑worth individuals, documenting goals and constraints in an Investment Policy Statement and generally operating with discretionary trading authority. The firm’s stated investment universe emphasizes ETFs but also includes mutual funds, equities, fixed income, insurance products (including annuities), non‑U.S. securities, venture capital funds, and private placements.

TWM describes an investment process that combines fundamental and technical analysis and employs long‑term trading alongside options strategies (including covered and uncovered options), with an emphasis on documented risk disclosures and fair allocation of opportunities across accounts. As with many peers, the firm charges asset‑based advisory fees and requires clients to custody assets at a specified broker‑dealer.

Noteworthy distinctions include the firm’s affiliation with insurance activities: supervised persons are licensed insurance agents who may receive commissions for insurance and annuity sales, a conflict the brochure says will be disclosed and documented in client files. The brochure also reports zero assets under management at the calculation date and calls out use of higher‑risk instruments such as venture capital, private placements, and uncovered options, which is atypical for a newly registered, small advisory firm.