The Affinity Group, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Affinity Group is a small, state‑registered investment adviser that primarily serves individual clients rather than high‑net‑worth households. It offers discretionary portfolio management, financial planning and consulting, and participant‑directed (3(21)) employee retirement plan services, managing roughly $678,349 across seven client accounts with two advisors.
Affinity’s investment process is rooted in Modern Portfolio Theory and emphasizes diversified, asset‑class allocations implemented mainly through passively managed mutual funds and ETFs, with providers noted in the brochure such as Dimensional Fund Advisors, AQR, Vanguard and Bridgeway. The firm routinely uses third‑party sub‑advisers (including Focus Partners Advisor Solutions, Brinker Capital and others) for model portfolios and fixed‑income managed accounts, applies Monte Carlo simulations in planning, and conducts ongoing monitoring with periodic reviews.
Noteworthy distinctions include that Affinity’s associated persons hold individual insurance licenses and may recommend or implement insurance products for clients, receiving separate commission compensation that the firm discloses as a potential conflict of interest. The brochure also highlights the firm’s small roster and modest AUM for a supported adviser, plus promoter and back‑office/sub‑advisory arrangements with Focus Partners and others—relationships the firm says it monitors and discloses to clients.
Client services
Expertise
Fee options
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001 - $3,000,000: 0.65% annually $3,000,001 - $5,000,000: 0.45% annually $5,000,001+: 0.35% annually
Account minimum: $400,000 Minimum fee: Minimum annual fee of $5,000 generally required Fee-only: Financial planning and consulting fees generally range from $2,000 to $25,000 per year, negotiated depending on complexity
Main office
4 Tower Place, First Floor
Albany NY 12203
Advisors at this office
2
Most active in
New York
Also doing business as
Affinity Bst Advisors, LLC · Bst Wealth Management, LLC · The Affinity Group, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Nicholas P
Series 63, Series 65
Albany, NY
The Affinity Group, LLC
Nicholas Preddice is a financial advisor at The Affinity Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BST Wealth Management, LLC and MML Investors Services, LLC/MassMutual Life Insurance Co. Outside of advising, he serves as Chair of the Foundation Board for Access Supports for Living, a nonprofit organization. The Affinity Group primarily serves individual investors and participant-directed retirement plans, offering discretionary portfolio management, financial planning, and consulting services. The firm’s investment approach focuses on long-term asset allocation using passive mutual funds and ETFs, supported by model portfolios and institutional sub-advisors.
Gary S
Series 63
Albany, NY
The Affinity Group, LLC
Gary Sancilio is a financial advisor at The Affinity Group, LLC with 29 years of industry experience. He holds a Series 63 designation and has worked previously at BST Wealth Management, LLC and Mass Mutual Investors Services. He also acts as an insurance agent for individual and group life, long-term care, and disability products. The Affinity Group serves individual investors and participant-directed retirement plans, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes long-term, asset-allocation strategies using passively managed funds and employs institutional sub-advisors and tools such as Monte Carlo simulations in its investment approach.
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)