A complete list of active advisors currently associated with The Better 401(k) Source

Warmer can help you find a great advisor at The Better 401(k) Source or one who fits your needs even better.

The Better 401(k) Source operates as Empirical Modeling & Analytics’ advisory program and works exclusively with sponsors of mid-sized 401(k) and 403(b) plans, generally managing plan assets on a discretionary basis for plans in the $10 million–$50 million range. The firm also serves in ERISA fiduciary roles, acting as a Section 3(38) investment manager and as a Section 3(21) participant communication and education fiduciary. Investment portfolios are built from broadly diversified ETFs, short- to intermediate-term fixed income, and REITs, with a clear preference for passive instruments and a mix of qualitative and quantitative fund analysis. Rather than relying solely on traditional Efficient Frontier or Value-at-Risk approaches, the firm applies an “Elasticity” methodology that models a flexible five-year loss period to provide a different perspective on downside risk and recovery time. Distinctive features reflect the firm’s origins as a research and analytics software provider to institutional clients, including pension consultants and custodial banks, which underpins its pension consulting and benchmarking services. The Better 401(k) Source also provides participant-focused education through on‑site seminars and live webcasts, structured quarterly trustee reporting, periodic rebalancing, and annual “state of the plan” reviews for plan sponsors.

To learn more about the advisors currently working at The Better 401(k) Source, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.