The Clifford Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Clifford Group provides discretionary wealth management and related financial planning to individuals, high‑net‑worth clients, trusts, estates and businesses. Services described in the brochure include portfolio construction and ongoing supervision using ETFs, mutual funds, individual stocks and bonds, retirement-account advice, and written or consultative financial plans.
The firm’s investment process is long‑term and grounded in fundamental analysis, with portfolios rebalanced or repositioned as needed and occasional shorter‑term trades for cash needs or tax reasons. The Clifford Group supplements its research and risk monitoring with third‑party artificial‑intelligence tools used as decision‑support only, while maintaining human review and oversight of all recommendations and trades.
Noteworthy for a firm of its size, two investment professionals oversee about $248 million in discretionary assets and the firm sponsors a wrap‑fee program that bundles transaction costs into its asset‑based fee (Appendix 1). The brochure also highlights an institutional platform relationship that provides research and software resources, notes advisors’ capacity to implement insurance solutions (with commissions disclosed), and directs readers to independent third‑party sources (for example, the SEC’s IAPD site) and to disclosures on complex, non‑custodial/private fund holdings that require special valuation and fee handling.
Client services
Expertise
Fee options
$0+: 0.75% annually (lowest tier) +: up to 1.50% annually (highest tier) +: fees vary between 0.75% and 1.50% annually based on factors such as scope, complexity, asset level, and relationship
Fee-only: Wealth management fees range from 0.75% to 1.50% annually based on assets and other factors; fees are negotiable.
Main office
321 Commonwealth Road, Suite 103
Wayland MA 01778
Advisors at this office
2
Most active in
California · Connecticut · Florida · Louisiana · Massachusetts · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Gregory C
Series 66
Wayland, MA
The Clifford Group LLC
Gregory Clifford is a Series 66-registered financial advisor with 13 years of industry experience. He is the CEO of The Clifford Group LLC, where he has worked since 2022, and previously held roles at Triad Advisors LLC, NewEdge Advisors, Bank of America, and Merrill. Clifford contributes articles as a member of the Forbes Finance Council. The Clifford Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm employs a long-term investment approach based on fundamental analysis, utilizing ETFs, mutual funds, stocks, and bonds, supported by third-party AI tools with human oversight.
Ryan C
Series 65
Wayland, MA
The Clifford Group LLC
Ryan Carragher is a financial advisor with The Clifford Group LLC in Wayland, MA. He holds a Series 65 designation and has one year of industry experience. Prior to joining the firm, he served in the United States Army for several years. The Clifford Group provides discretionary wealth management and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm’s investment approach emphasizes long-term fundamental analysis supplemented by third-party artificial intelligence tools, with human oversight maintaining all recommendations and trades.
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