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The Clifford Group LLC

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Client assets under management

$248,284,751

Clients

261

23% high-net-worth

Advisors

2

of 6 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

131

Very High

Average account size

$951,283

About

The Clifford Group provides discretionary wealth management, investment advice for retirement accounts, and financial planning to individuals, high‑net‑worth clients, trusts, estates, and businesses. The firm constructs portfolios using ETFs, mutual funds, individual stocks and bonds and may retain legacy holdings for tax or fit reasons; its ADV reports $248.3 million in assets under management across about 261 client relationships.

The firm’s investment process emphasizes fundamental analysis and a generally long‑term orientation while allowing shorter‑term trades for rebalancing or client needs. The Clifford Group also uses third‑party artificial intelligence tools for research, portfolio analysis, and risk monitoring as decision‑support, with all recommendations subject to human review and periodic (at least annual) account reviews.

Several features in the firm’s ADV distinguish it from many peers: it sponsors a wrap fee program that bundles securities transaction costs into an asset‑based fee (described in Appendix 1), discloses an institutional relationship with Fidelity that provides research, technology and launch support, and notes that its advisory persons are licensed insurance professionals who may receive commissions. The filing also indicates use of borrowing in separately managed account arrangements and the firm operates with a small advisory team (two advisors) managing a relatively large asset base.

Client services

Financial planning Portfolio management

Expertise

Wealth management

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Fee options

Percentage

0.75% to 1.50% annually (fees negotiable and based on account size, scope, and complexity)

Other

Fee-only: Annual wealth management fees ranging from 0.75% to 1.50% based on assets under management, scope, and complexity; fees are negotiable.

Main office location

The Clifford Group LLC

321 Commonwealth Road, Suite 103

Wayland MA 01778, United States

Number of offices

1

Most active in

More info

California · Connecticut · Florida · Louisiana · Massachusetts · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · Texas

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

LinkedIn Website (617) 600-2083

Advisors at this firm

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Gregory C

Series 66

Wayland, MA

The Clifford Group LLC

Gregory Clifford is a financial advisor at The Clifford Group LLC with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including Triad Advisors LLC, NewEdge Advisors, LLC, Bank of America, N.A., and Merrill Lynch. Clifford is a member of the Forbes Finance Council, contributing articles and thought pieces on finance topics. The Clifford Group provides wealth management, discretionary portfolio management, retirement planning, and financial planning services to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $204 million across about 250 client relationships and employs a primarily long-term investment approach based on fundamental analysis, supplemented by shorter-term trades for rebalancing or client cash needs.

Wealth management
user avatar

Ryan C

Series 65

Wayland, MA

The Clifford Group LLC

Ryan Carragher is a financial advisor at The Clifford Group LLC in Wayland, MA, holding a Series 65 designation with one year of industry experience. Prior to joining the firm, he served in the United States Army from 2018 to 2024, including time at the Army War College in 2017. The Clifford Group provides wealth management, discretionary portfolio management, retirement planning, and financial planning to individuals, high-net-worth clients, trusts, estates, and businesses. The firm manages approximately $204 million across 250 client relationships, employing a primarily long-term investment approach based on fundamental analysis and continuous account monitoring.

Wealth management
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