The Coleridge Group LLC

The Coleridge Group LLC serves individuals and high-net-worth clients with ongoing comprehensive financial life planning, project-based planning, and discretionary investment management, and it also provides employee benefit plan services for employer sponsors. Its client base explicitly includes pension and profit-sharing plans as well as charitable organizations in addition to individual clients.

The firm’s investment approach emphasizes modern portfolio theory and passive implementation—using diversified index mutual funds and ETFs for low-turnover portfolios—while also drawing on fundamental, technical, and cyclical analysis when appropriate; accounts are reviewed on a quarterly basis. Investment management is generally delivered as an add-on to the ongoing planning relationship and is implemented through custody at a national custodian; the firm states it does not accept commissions or soft-dollar benefits.

Notable distinctions for a small, primarily solo-advisor independent firm include its long operating history (since 1974), the relatively large assets under management for its size, and the uncommon client mix that includes pension plans and charitable entities and the firm’s pension consulting and plan-monitoring services. The firm’s fee approach is also atypical for peers: it uses fixed monthly and project fees with a published complexity fee schedule rather than relying solely on a standard percentage-of-assets fee model, and it does not participate in wrap programs.