The DR Team
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Fenlason Financial Services Inc., doing business as The Dr Team, provides financial planning and investment consulting primarily to individuals in medical school, residency, and medical practice, and delivers seminars and workshops to medical schools and medical practices. Services are consultative and produce written financial/retirement plans and modular analyses; the firm does not execute securities transactions or manage client accounts on behalf of clients.
The firm’s recommendations emphasize a long-term investment approach, using fundamental analysis and typically focusing on mutual funds and exchange-traded funds, with reviews conducted periodically rather than continuous portfolio management. Rather than charging percentage-of-assets fees, the firm operates under a non‑AUM, fixed-fee consulting model and does not have custody or discretionary authority over client assets.
Uncommon among peers, The Dr Team routinely offers educational seminars and follow-up one-on-one consultations to medical programs and is affiliated by common ownership with an insurance company; its adviser is also licensed to sell insurance and may receive commissions and third‑party incentives. The firm is newly registered and discloses these insurance‑related conflicts while maintaining a separation between its planning/education services and implementation or asset management.
Client services
Expertise
Occupation focus
Fee options
Fixed fee of $3,000 per seminar/workshop provided to medical schools and medical practices; $300 for individual one-on-one consultations at seminars/workshops
Commissions received from insurance product sales by representative acting as insurance agent
Minimum fee: Annual fixed fee of $4,800, billed as $400 monthly installments Fee-only: Annual fixed fee of $4,800 for financial planning and investment consulting services; $1,500 fixed fee for updated financial plan after one year
Main office
Murrieta CA
Advisors at this office
1
Most active in
California
Also doing business as
Fenlason Financial Services Inc · Fenlason Financial Services Inc. · The Dr Team
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)