The Ducoat Financial Group

The Ducoat Financial Group provides discretionary portfolio management and incidental financial planning to individuals, high-net-worth individuals, and business entities, managing roughly $71.3 million across about 152 client accounts. Advisory services are billed as a percentage of assets under management and are tailored to each client's stated objectives and risk tolerance.

The firm constructs customized portfolios using methods that include fundamental and charting analysis, long-term purchase strategies, and covered option writing, and it generally manages accounts on a discretionary basis with ongoing monitoring and rebalancing. Financial planning advice is delivered as part of the advisory relationship, although the firm does not typically provide a formal written financial plan.

Notable distinctions include the firm’s status as a d/b/a of a corporate entity and the disclosure that an associated person is separately licensed to sell insurance and annuity products for commission — an affiliation that the brochure identifies as a potential conflict of interest. The brochure also discloses a 2016 regulatory settlement addressing custody and disclosure deficiencies, and the firm routinely directs clients to use a specified custodian, all factors prospective clients may wish to review.