The Financial Forge, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Financial Forge, LLC provides personalized financial planning and education to individuals and families, as well as public‑service professionals, small business owners, and medical and legal professionals. Its services include behavior‑focused personal financial education, savings and investment education, tax strategy consultations, retirement and pension planning, PSLF and student‑loan guidance, and custom dashboards and visual tools; the firm does not manage client assets.
The firm’s work is centered on behavioral coaching and scenario‑based planning, supported by cash‑flow and net‑worth modeling and tax‑impact analysis to inform client decisions. Recommendations are provided on a non‑discretionary basis, with clients responsible for approving and executing transactions; the firm states it acts as a fiduciary and adheres to CFP® standards.
The Financial Forge uses an atypical fee model for its peer group, offering subscription‑based retainers alongside flat and hourly fees rather than asset‑based or commission compensation, with fees disclosed in writing before engagement. Its founder’s background as a CFP®, a retired U.S. Army lieutenant colonel, and a former West Point economics professor, together with targeted offerings like PSLF and student‑loan guidance, give the firm a distinctive combination of educational emphasis and public‑service focus.
Client services
Expertise
Occupation focus
Fee options
Per financial plan $1,500 to $3,000; custom dashboards/scrolls quoted per project
$200-$400 per hour
Subscription-based retainers (no specific amounts stated)
Fee-only: Flat fees or subscription-based retainers; hourly rate $200-$400; flat fee per plan $1,500-$3,000; custom dashboards quoted per project
Main office
Mendham NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")