The Financial Grove LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Financial Grove LLC works with individuals and high-net-worth clients to provide discretionary investment management and comprehensive financial planning, offered on both ongoing and project-based engagements. The firm also conducts educational seminars and speaking engagements for groups on personal finance topics, and may refer clients to third‑party professionals when implementation requires specialized legal, tax, or insurance advice.
The adviser develops individualized investment policies and implements portfolios using asset‑allocation principles grounded in modern portfolio theory, with a tilt toward passive vehicles (index mutual funds and ETFs) and the option to incorporate socially responsible strategies. Accounts are monitored regularly (quarterly) and financial planning is integrated into investment decisions, covering cash flow, retirement, estate, tax considerations, and business‑related planning such as employee benefits optimization and exit planning.
What distinguishes the firm from many peers is its explicit offering of educational seminars combined with a stated service suite for business owners (business planning and employee benefits optimization), services that are less common among independent advisers of this profile. The firm is fee‑only, uses custodial platforms that permit direct fee deduction with attendant safeguards, and follows CFP Board‑aligned ethical standards and individualized planning processes.
Client services
Demographic focus
Fee options
Project-Based Financial Planning fixed fees range between $1,000 - $10,000; Educational Seminars fees range from $100 - $10,000 per seminar
$0 - $1,000,000: 1.00% $1,000,001 - $3,000,000: 0.75% $3,000,001 - $10,000,000: 0.40% $10,000,001+: 0.25%
Project-Based Financial Planning hourly rate is $250 per hour
Ongoing Financial Planning recurring fixed fee paid monthly or quarterly ranging from $100 to $600 per month
Fee-only: Ongoing Financial Planning: $100 - $600 per month, fixed fee; initial financial plan fee $500 - $3,000; Project-Based Planning: fixed fees $1,000 - $10,000, or hourly rate $250 per hour
Main office
Baltimore MD
Advisors at this office
1
Most active in
Maryland · Massachusetts
Also doing business as
Scowcroft Planning · The Financial Grove LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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