The Financial Planning Center, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Financial Planning Center, LLC is a small independent registered investment adviser that serves individuals, families, business owners/executives, and a range of other client types. The firm provides discretionary and non‑discretionary portfolio management along with comprehensive financial planning services, including estate, tax, risk management, retirement income, and business continuation planning.
The firm develops personal investment policies through client interviews and an investment‑objective questionnaire and employs fundamental, technical, and cyclical analysis to inform portfolio construction. It delivers written financial plans using technology, provides periodic consolidated reporting (including for assets not managed by the firm), and acts as a fiduciary for retirement accounts with regular account reviews.
Notably, the firm’s advisory representatives are also licensed insurance agents and may offer fixed life, disability, long‑term care, fixed annuity, and health insurance products, receiving normal commissions when acting in that capacity; the brochure discloses this potential conflict and states that less than 20% of advisor time is spent on these non‑advisory activities and that clients are under no obligation to purchase insurance. The firm also recommends a specific custodian and uses that custodian’s trading and reporting platform and acknowledges that client brokerage may be used to obtain research and other services that benefit the firm, which is disclosed as a potential conflict of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed financial planning fees ranging from $1,000 to $10,000
$0 - $249,999: 1.50% $250,000 - $499,999: 1.35% $500,000 - $749,999: 1.25% $750,000 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.75% $2,000,000+: 0.50%
$100 to $275 per hour for financial planning services
Main office
Hackettstown NJ
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)