The Holland Group, Retirement Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$282,362,335
Clients
744
Advisors
3
of 10 employees
About
The firm provides investment management and comprehensive financial planning to individual clients, managing roughly $286 million in discretionary assets for about 744 clients through a four-advisor team. Like most team advisers, it charges asset‑based fees and constructs client‑specific investment policies and portfolios.
The firm follows a primarily passive investment approach, building portfolios with index mutual funds and ETFs and using Morningstar and Riskalyze to quantify risk and select funds that match client objectives. It delivers discretionary portfolio management guided by individualized investment policy statements and may employ unaffiliated sub‑advisers for some mandates.
Noteworthy features include a formal affiliation with an accounting and insurance practice that the firm cross‑refers with (a principal discloses spending roughly 35% of their time on that related business) and sponsorship of a wrap fee program. The firm also operates with a relatively high client‑to‑advisor ratio—about 186 clients per advisor—and executes trades on an individual rather than block basis, a combination that differs from many peers.
Client services
Expertise
Fee options
$250,000 - $2,000,000: 1.25% $2,000,001 - $5,000,000: 1.15% $5,000,001 - $10,000,000: 1.05% $10,000,001+: Negotiable
Account minimum: $100,000
Main office
2637 Mc Cormick Drive, Suite 101
Clearwater FL 33759
Advisors at this office
3
Most active in
Florida · Georgia · Texas
Also doing business as
The Holland Group Income Tax And Financial Strategies Inc. · The Holland Group, Retirement Wealth Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Steven H
Series 65, Series 66
Clearwater, FL
The Holland Group, Retirement Wealth Advisors, LLC
Steven Holland is a financial advisor with The Holland Group, Retirement Wealth Advisors, LLC, holding Series 65 and Series 66 licenses and 32 years of industry experience. He is also president of The Holland Group Income Tax and Financial Strategies Inc., an affiliated insurance agency and accounting practice he founded in 1994. Holland has worked with Mutual Trust Asset Management, Inc. since 2007 as an investment adviser representative. The Holland Group, Retirement Wealth Advisors, LLC is an SEC-registered investment adviser that provides discretionary investment management and comprehensive financial planning focused on individual clients and retirement planning. The firm primarily employs a passive investment approach using index mutual funds and ETFs, tailoring asset allocation to client goals and risk tolerance.
Joseph P
Series 66
Clearwater, FL
The Holland Group, Retirement Wealth Advisors, LLC
Joseph Penhallow is a financial advisor at The Holland Group, Retirement Wealth Advisors, LLC, holding a Series 66 designation with three years of industry experience. His prior experience includes roles at Morgan Stanley and Morgan Stanley Private Bank. The Holland Group, Retirement Wealth Advisors, LLC is an SEC-registered investment adviser that provides discretionary investment management and comprehensive financial planning focused on individual clients and retirement planning. The firm primarily employs a passive investment approach using index mutual funds and ETFs, tailoring portfolios to client goals, time horizons, and risk tolerance.
Allen C
CFP®, Series 66
Clearwater, FL
The Holland Group, Retirement Wealth Advisors, LLC
Allen Claggett III is a CFP® professional with 14 years of industry experience, currently serving as a Retirement Wealth Advisor at The Holland Group, Retirement Wealth Advisors, LLC. He has been with The Holland Group since 2023 and also maintains a role at Mutual Trust Asset Management Inc. since 2015. Outside of his advisory work, he sells insurance and annuity products through Advisors Excel and The Holland Group. The Holland Group, Retirement Wealth Advisors, LLC is an SEC-registered investment adviser that provides discretionary investment management and comprehensive financial planning focused on individual clients and retirement planning. The firm primarily employs a passive investment approach using index mutual funds and ETFs, tailoring asset allocation to client goals and risk tolerance.
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