The Investment Engineer

The Investment Engineer provides ongoing investment supervisory services and portfolio management, constructing Investment Policy Statements to align client goals, time horizons, and documented risk tolerances with pre‑constructed model portfolios. The firm typically implements those models using mutual funds, exchange‑traded funds (ETFs), equities, bonds, REITs and government securities and operates with discretionary trading authority.

The firm emphasizes asset‑allocation and long‑term trading strategies based on historical asset‑class data and builds diversified portfolios primarily with ETFs. Accounts are reviewed annually by the sole management person, clients receive a one‑time financial plan at delivery, and quarterly account statements are provided through custodians.

While the brochure reflects common practices such as charging fees in arrears, not participating in wrap programs, and not accepting performance‑based fees, the firm’s disclosures are notable for the breadth of clients it serves — the ADV lists individuals, high‑net‑worth clients, pension and profit‑sharing plans, trusts and charitable organizations, and related filings indicate relationships with banking, insurance, sovereign wealth, state or municipal government and other adviser entities, a mix that is uncommon among peers. The firm manages assets internally rather than selecting third‑party managers, permits client‑directed custodians, reports no soft‑dollar arrangements, and shows $0 in discretionary and non‑discretionary assets under management as of 12/31/2024.