Chicago, IL One East Erie Street Office

The Mosaic Financial Group serves primarily high‑net‑worth individuals and a range of institutional clients including trusts, estates, charitable organizations, pension and profit‑sharing plans, partnerships and corporations, typically requiring $2 million of investable assets for advisory services and $5 million for portfolio reporting. The firm provides investment advisory (both discretionary and non‑discretionary), portfolio monitoring, estate and financial planning, tax preparation, bookkeeping and consulting.

Mosaic emphasizes asset allocation as the primary driver of returns and builds individualized portfolios using separately managed accounts, mutual funds, ETFs and alternative investments, applying both strategic and tactical allocation with periodic rebalancing. Unusually for a team firm, most of its $948.7 million in AUM—approximately $643.5 million—is managed on a non‑discretionary basis, meaning clients retain approval for the majority of investment decisions.

What distinguishes the firm from many peers is its integration of tax and accounting services into the advisory offering: a tax‑focused partner and staff with CPA experience provide tax preparation, gift and estate tax return services and bookkeeping in addition to investment advice. With nine advisors serving roughly 130 client relationships, Mosaic’s client base is relatively concentrated, reflecting higher‑value accounts and a blended wealth‑management and accounting practice.