Guilford, CT Office

The Patriot Financial Group provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), small businesses, trusts, estates, and retirement plans. Services described in the brochure include discretionary portfolio management, financial planning and consulting, retirement plan advisory, and insurance product recommendations, including advisory annuities and a sponsored wrap‑fee program.

The firm customizes portfolios to client goals and risk tolerance, monitoring accounts on an ongoing basis and using a mix of charting, fundamental and technical analysis; it may employ unaffiliated independent managers for portions of client assets. Investment options discussed in the brochure range from mutual funds and ETFs (including approved BTC ETFs) to fixed income, private equity, REITs, commodities and advisory annuity products, and the firm describes a due‑diligence process for selecting insurance carriers and annuity products.

Compared with many multi‑team advisers, The Patriot Financial Group discloses an intertwined set of business relationships and legal entities: advisory persons may operate under their own legal businesses, the firm sometimes conducts business through firm‑owned entities, and advisory personnel also act as registered representatives and licensed insurance agents (including working with Cetera and Schwab platforms and third‑party IMOs). The brochure also notes operational features that stand out for a firm this size — a formal wrap fee program that bundles trading costs, active use of third‑party payment and planning tools (AdvicePay), and specific disclosures about advisory annuities and industry‑sponsored marketing and transition arrangements.