The Profolio Group, LLC

The ProFolio Group provides financial planning, investment management and financial consulting to a mix of individual and institutional clients, including international (non‑U.S.) individuals, trusts and charitable organizations, pension and profit‑sharing plans, and corporations. Services span automated portfolio management through Schwab’s Institutional Intelligent Portfolios and custody at Interactive Brokers for certain account types, plus consulting and implementation support for client-managed accounts.

The firm’s investment approach is grounded in Modern Portfolio Theory, emphasizing diversified, low‑cost ETF portfolios with long‑term buy‑and‑hold allocations, periodic rebalancing, and automated features such as tax‑loss harvesting; it also constructs bespoke portfolios of individual stocks and may use conservative option strategies (e.g., covered calls). Client engagement begins with a detailed intake of financial objectives, risk tolerance and account information, and accounts are reviewed at least quarterly with ongoing monitoring and periodic meetings.

Notably for a firm with a modest reported asset base (~$7.9 million), The ProFolio Group offers retirement plan (pension) consulting services—including Investment Policy Statement preparation, investment selection and monitoring, fee benchmarking and provider searches—and participant education materials and newsletters, services more commonly found at larger advisors. The combination of an automated institutional platform for retail portfolios, custody flexibility for non‑U.S. and individual‑stock accounts via Interactive Brokers, and an institutional consulting offering distinguishes its service mix from many peers.