The Raffin Group LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$26,748,654
Clients
67
Advisors
1
of 1 employees
About
The Raffin Group is an independent advisory firm that provides tailored portfolio management and financial planning to individuals, high‑net‑worth clients, corporations, and charitable organizations. It offers ongoing discretionary portfolio management and standalone financial planning engagements, and it also sponsors a separate wrap‑fee program (referenced in its brochure).
The firm builds client programs using model allocations and investment policy statements, favoring low‑cost, diversified ETFs and mutual funds and using separately managed accounts for fixed‑income exposure when appropriate. Its methods include fundamental, quantitative, technical and modern‑portfolio approaches, and it discloses use of more active strategies such as margin/borrowing, options and short sales while conducting monthly account reviews.
Notable distinctions from many solo independent advisers include its role as a wrap‑fee program sponsor, its explicit service to corporate/business clients in addition to individuals, and an affiliation with insurance activities in which firm personnel may receive insurance compensation (a disclosed conflict of interest). The firm also requires clients to custody assets with specified custodians (Schwab Institutional or Interactive Brokers) and includes financial planning for portfolio clients without a separate planning fee.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
0.50% annually
Insurance products sold by supervised persons with commissions; not primary source of revenue
Financial planning standalone at $400 per hour, negotiable
Fee-only: Financial planning standalone at $400 per hour (negotiable)
Main office
Los Altos Hills CA
Advisors at this office
1
Most active in
California · Delaware · Florida · New York · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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