The Retirement Planning Company of New England, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$394,070,092
Clients
565
Advisors
4
across 2 offices
About
The Retirement Planning Company of New England provides investment advisory and financial planning services primarily to individual clients, including high‑net‑worth households, as well as trusts, pension plans and other institutional clients. It offers discretionary and non‑discretionary portfolio management, retirement account rollover advice, and financial planning on fixed or hourly fee bases, and may advise on a broad set of investments including equities, bonds, mutual funds, ETFs, variable annuities, REITs, options and structured products.
The firm tailors advice to each client’s objectives and risk tolerance and employs a mix of fundamental, technical, charting and cyclical analysis in implementing portfolios, typically under discretionary authority when granted. It discloses a fiduciary standard for retirement advice under the Department of Labor guidance and notes that tax efficiency is not a primary consideration unless specifically agreed in writing.
What is noteworthy in the brochure is that certain representatives are also registered representatives of ISC Group and licensed insurance agents, and the firm discloses that those representatives may receive commission‑based compensation (including 12b‑1 fees) for direct brokerage or insurance sales and that the firm uses outside bond dealers that can produce additional compensation to representatives. The firm is affiliated with Mystic Asset Management and describes dual‑registration and referral arrangements; these relationships and the resulting conflicts are disclosed and addressed through written disclosure, a Code of Ethics, and periodic account reviews and oversight.
Client services
Expertise
Fee options
Financial planning and consulting services provided on a fixed fee basis.
$0 - $250,000: 1.25% $250,001 - $500,000: 1.00% $500,001 - $1,000,000: 0.90% $1,000,001 - $1,500,000: 0.75% $1,500,001 - $2,500,000: 0.60% $2,500,001+: Negotiable
Certain representatives earn commissions through ISC Group for securities sales and insurance products.
Financial planning and consulting services provided on an hourly fee basis.
Account minimum: $500,000 Minimum fee: The Firm reserves the right to employ a minimum fee, fully disclosed and discussed with the client in writing. Fee-only: Fixed or hourly fees for financial planning, taxation issues, and trust services.
Main office
See office1287 Post Road
Warwick RI 02888
Advisors at this office
3
Offices (2)
Most active in
Colorado · Connecticut · Florida · Massachusetts · New Hampshire · New York · North Carolina · Rhode Island · Texas · Vermont
Also doing business as
Mystic Asset Management · Retirement Planning Co Of N.E.; Mystic Asset Mgt; Rpc Adviosors · Retirement Planning Co Of New England Inc · Rpc Advisors · The Retirement Planning Company Of New England, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Sotirios P
Series 63, Series 65
Warwick, RI
The Retirement Planning Company of New England, Inc.
Sotirios Pappas is a financial advisor with The Retirement Planning Company of New England, Inc. in Warwick, RI, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He is also CEO and President of Mystic Asset Management and Pappas Asset Management. The Retirement Planning Company of New England provides investment advisory and financial planning services primarily to individuals, high-net-worth households, trusts, pension plans, and institutional clients. The firm offers discretionary and non-discretionary portfolio management, retirement account rollover advice, and financial planning tailored to each client’s objectives and risk tolerance.
Scott S
Series 63, Series 65
Warwick, RI
The Retirement Planning Company of New England, Inc.
Scott Seidman is a financial advisor with The Retirement Planning Company of New England, Inc., holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with The Retirement Planning Company of New England since 2013 and also operates Seidman Investment Advisors, LLC, which he founded in 2004. The Retirement Planning Company of New England provides investment advisory and financial planning services to individual clients, including high-net-worth households, as well as trusts, pension plans, and other institutional clients. The firm employs a range of investment strategies and offers discretionary and non-discretionary portfolio management tailored to clients’ objectives and risk tolerance.
David A
Series 63, Series 65
Warwick, RI
The Retirement Planning Company of New England, Inc.
David Allaire is a financial advisor with Mystic Asset Management in Warwick, RI, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been affiliated with Mystic Asset Management since 2012 and The Retirement Planning Company of New England since 1996, and has also worked with Institutional Securities Corp since 2015. Outside of his advisory roles, he is a partner in a local real estate ownership and operations business. Mystic Asset Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as institutional clients such as trusts, pension plans, nonprofits, and banks. The firm employs a variety of analytical methods and typically operates with discretionary authority, managing over $500 million in client assets.
Edward V
Providence, RI
The Retirement Planning Company of New England, Inc.
Edward Viar is a financial advisor with The Retirement Planning Company of New England, Inc. in Providence, RI, holding 24 years of industry experience. He practices within a firm of three advisors that manages approximately $336 million in client assets across more than 570 client relationships. The Retirement Planning Company of New England provides investment advisory services primarily to individual clients—including high-net-worth and non-high-net-worth—as well as institutional clients such as banks, pension and profit-sharing plans, trusts, estates, nonprofit organizations, and corporations. The firm offers discretionary portfolio management tailored to clients’ objectives, using fundamental, technical, charting, and cyclical analysis, and manages diversified portfolios including equities, bonds, mutual funds, ETFs, options, structured products, REITs, and variable annuities.
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