Urbandale, IA New York Avenue Office

Todd Asper is a financial advisor at Cetera Planning Partners with one year of industry experience. He holds the PFS™ designation and has previously worked at Avantax Planning Partners and Welgaard CPAs & Advisors. Asper is involved in tax preparation and financial statement services through Welgaard CPAs & Advisors, where he also supports wealth management needs including tax, estate, and investment planning. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees. The firm provides investment management and comprehensive financial planning, along with tax, bookkeeping, payroll, and estate-planning services, using diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance.

Brook Skram is a financial advisor at Cetera Planning Partners with a PFS™ designation and two years of industry experience. Prior to joining Cetera Planning Partners in 2026, he worked at Avantax Planning Partners, Inc. and Welgaard CPAs & Advisors, where he also serves as a client manager focusing on tax preparation and small business accounting. He is a director at Cedar Valley Bank & Trust, a community bank in Iowa. Cetera Planning Partners serves individual and high-net-worth clients, particularly pre-retirees and retirees, offering investment management alongside comprehensive financial planning, Social Security optimization, and retirement advice. The firm incorporates ancillary services such as tax planning and estate strategies, with an investment process that emphasizes diversified allocations matched to client objectives and risk tolerance.

Lance Dieleman is a financial advisor with Cetera Planning Partners in Urbandale, IA, holding the PFS™ designation and two years of industry experience. Prior to joining Cetera, he worked with Avantax Insurance Agency and Avantax Planning Partners. He is also a shareholder in Schuring & Uitermarkt PC DBA Welgaard CPAs & Advisors and serves on the finance committee of the Urbandale Food Pantry. Cetera Planning Partners serves individual and high-net-worth clients, focusing on pre-retirees and retirees, offering investment management, comprehensive financial planning, Social Security optimization, and retirement advice. The firm integrates diversified mutual fund and ETF allocations aligned with client objectives and risk tolerance, supported by ancillary services including tax planning, bookkeeping, payroll support, and estate planning through third-party providers.