The Retirement Readiness Institute
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,066,294
Clients
21
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$241,252
About
The Retirement Readiness Institute is an independent registered investment adviser that provides ongoing portfolio management and financial planning primarily to individual investors, and also advises pension and profit-sharing plans. In addition to traditional investment supervisory services, the firm offers retirement plan consulting and participant-level services for 401(k) programs.
The firm’s investment process emphasizes technical analysis, using Point & Figure methodology and relative strength to build asset allocations across ETFs, mutual funds, variable annuities, equities and fixed income, and it manages most client accounts on a discretionary basis with regular monitoring. Accounts are reviewed at least quarterly by the firm’s sole investment professional, and clients receive periodic reporting and the opportunity for annual updates.
What is distinctive about this firm is its combination of individual wealth management with plan-level fiduciary roles under ERISA (including acting as a 3(21)/3(38) advisor or discretionary plan administrator) and a participant discretionary allocation program branded for 401(k) plans. The firm also requires use of its recommended custodians and provides enrollment/education offerings and plan-focused programs with varying minimums—an integrated plan adviser model that is less common among solo independent advisers.
Client services
Portfolio management
Pension consulting
Pension plan admin. under erisa sec. 3(16)
Pension plan admin. under erisa sec. 3(16)
Expertise
Retirement income strategy
Retirement plans for business owners (SEP, solo 401k)
Active portfolio management
Cash flow / budgeting
Fee options
Flat fees for enrollment and education (non-refundable), amount determined by client needs and number of employees
$0 - $250,000: 2.00% $250,001 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $10,000,000: 0.75% $10,000,001+: Negotiable
$100 to $350 per hour, negotiable
Account minimum: $250,000
Main office location
The Retirement Readiness Institute
7777 Glades Rd., Suite 100
Boca Raton FL 33434, United States
Number of offices
2
Most active in
The Retirement Readiness Institute has reported serving >5 clients in these states in the last 12 months.
California · Colorado · Florida · New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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