The Retirement Readiness Institute
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The Retirement Readiness Institute provides investment advisory and financial planning services to individual investors and to employer-sponsored retirement plans, including pension and profit-sharing plans. The firm offers ongoing portfolio management, financial planning, and pension consulting services tailored to plan demographics and participant needs.
The firm’s investment process emphasizes technical analysis — notably Point & Figure charting and relative strength — to construct client asset allocations and manage equity exposure, and it typically operates on a discretionary basis. It also offers plan-level services such as 3(21)/3(38) fiduciary roles, participant discretionary allocation programs, and enrollment/education support for plan participants.
Compared with many solo independent advisers, the firm’s regular engagement with pension and profit‑sharing plans and its formal pension consulting/plan‑administrator services are distinctive. The brochure also discloses that the adviser requires use of its recommended custodians and that key personnel conduct outside business activities (including insurance sales and a senior‑support service), which are identified as potential conflicts and are described in the firm’s disclosures.
Client services
Expertise
Occupation focus
Fee options
Participant enrollment and education may be billed on a flat fee basis or included in other service fees; fees are determined by client needs and number of employees and are non-refundable.
$0 - $250,000: 2.00% $250,001 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $10,000,000: 0.75% $10,000,001+: Negotiable
$100 to $350 per hour depending on complexity and services required
Account minimum: $250,000
Main office
7777 Glades Rd., Suite 100
Boca Raton FL 33434
Advisors at this office
1
Most active in
California · Colorado · Florida · New Jersey
Also doing business as
401(k) Certified Independent Investment Advisors, LLC · Oread Advisors LLC · The Retirement Readiness Institute
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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