The Retirement Solutions Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides discretionary and non‑discretionary portfolio management and a range of financial planning services to individual clients, including both high‑net‑worth and non‑high‑net‑worth households. Services described in the brochure include one‑time financial plans, ongoing financial planning and consulting, retirement income planning, estate preservation, and portfolio monitoring.
Investment programs are built around each client's stated goals, time horizon, and risk tolerance, using both fundamental and technical analysis and allowing clients to impose written investment restrictions. The firm conducts periodic reviews (at least quarterly), implements portfolio monitoring practices such as automated rebalancing and tax‑loss harvesting, and can operate with discretionary trading authority when authorized.
What is distinctive about the firm is that the principal maintains affiliated businesses as an insurance agent and a divorce financial analyst, devoting approximately 10% of their time to those activities and potentially offering insurance products and divorce‑related services for separate compensation. The brochure discloses this arrangement as a potential conflict of interest and notes the firm’s mitigations — including disclosure, fiduciary obligations, and that clients are not required to purchase affiliated products or services — and the principal’s CDFA and CRPC credentials.
Client services
Expertise
Fee options
One-time financial planning fees between $2,500 and $5,000 based on complexity; ongoing financial planning fees quarterly between $400 and $3,000 based on complexity
$0 - $500,000: 1.50% annually $500,000.01 - $2,500,000: 1.00% annually $2,500,000.01 - $5,000,000: 0.75% annually $5,000,000.01+: 0.50% annually
$200 per hour for financial consulting
Main office
See officeTravelers Rest SC
Advisors at this office
2
Most active in
Illinois · Nevada · South Carolina
Also doing business as
Hatherley Capital Management, LLC · The Retirement Solutions Group · Transcend Retirement
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Ritu J
CFP®, Series 65
Wilmette, IL
The Retirement Solutions Group
Ritu Jain is a CFP® and Series 65-licensed financial advisor at The Retirement Solutions Group with two years of industry experience. Prior to joining her current firm, she worked at Savant Wealth Management and was involved in entrepreneurial ventures through TinkRworks LLC and Xplore Cultures LLC. The Retirement Solutions Group offers discretionary and non-discretionary portfolio management alongside comprehensive financial planning services for individual clients, serving both high-net-worth and non-high-net-worth households. The firm’s investment approach incorporates fundamental and technical analysis tailored to clients’ goals and risk tolerances, with regular portfolio reviews and optional discretionary trading authority.
Andrew H
Series 63, Series 65
Travelers Rest, SC
The Retirement Solutions Group
Andrew Hatherley is a financial advisor with The Retirement Solutions Group, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been involved with his current firm and affiliated entities since 2008 and also works as a divorce analyst through Wise Divorce Solutions, LLC. Outside of advisory roles, he is an insurance agent and provides divorce financial analysis services. The Retirement Solutions Group offers discretionary and non-discretionary portfolio management along with comprehensive financial planning services for individual clients, including both high-net-worth and non-high-net-worth households. The firm’s investment approach incorporates fundamental and technical analysis tailored to clients’ goals, time horizons, and risk tolerance, with regular portfolio reviews and monitoring practices such as automated rebalancing and tax-loss harvesting.
Jacqueline B
Series 65
Travelers Rest, SC
The Retirement Solutions Group
Jacqueline Benjamin Hatherley is a financial advisor at The Retirement Solutions Group with three years of industry experience. She holds a Series 65 credential and has previously worked at Capstone Capital Wealth Advisors and The Investment Counsel Company. In addition to her advisory role, she owns and consults for RIA Ops LLC, a staffing and operations consulting firm. The Retirement Solutions Group serves individual investors, including both high-net-worth and non-HNW households, offering discretionary and non-discretionary asset management as well as financial planning and consulting. The firm focuses on retirement income planning, tax considerations, estate preservation, and investment selection tailored to client goals and risk tolerance.
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